Montgomery County property record for 16208 Whitehaven Rd, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,834 sqft · built 2015 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $815,000 (Oct 2016) |
| Tax Bill | $9,637 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02949952 |
| Primary APN | 08-02949952 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,834 sqft Living Area |
| Gross Area | 5,234 sqft |
| 1st Floor Area | 1,974 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Deck Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 02949952 |
|---|---|
| Street Address | 16208 WHITEHAVEN RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2 |
| Legal Description | NORBECK KNOLLS ITEM NO 89281 |
| Legal Subdivision | NORBECK KNOLLS |
| Legal Block | A |
| Legal Lot Number | 54 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 701308 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 20, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jun 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2016 · Amount on Record |
| Deed Sale | Oct 20, 2016 · Amount on Record |
| Prior Sale | Nov 25, 2015 · Amount on Record |
| Deed Book / Page | 53040 / 414 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 12, 2026 |
| Property Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Document Number | 7060000001 |
| Book / Page | 70603 / 1 |
| Instrument Date | May 30, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Document Number | 7060000001, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 70603/1 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Document Number | 0674500081 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 67450/81 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Document Number | 0665950069 |
|---|---|
| Date | Dec 20, 2022 |
| Book Page | 66595/69 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16208 WHITEHAVEN RD, SILVER SPRING, MD 20906-1128 |
| Document Number | 0597520457 |
| Instrument Date | Jun 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16208 WHITEHAVEN RD SILVER SPRING MD 209061128, SILVER SPRING, MD 20906-1128 |
| Document Number | 0597520457 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 059752/000457 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 7, 2035 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $887,900 (+5.94%) Land $280,800 Building $607,100 | $887,900 (-) Land $280,800 Building $607,100 | |
| 2025 | $9,637.00 (+24.43%) | $838,100 (+13.49%) | $887,900 (+20.23%) Land $280,800 Building $607,100 |
| 2023 | $738,500 Land $280,800 Building $457,700 | $738,500 Land $280,800 Building $457,700 | |
| 2022 | $7,745.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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