16205 Whitehaven Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 16205 Whitehaven Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,362 sqft · built 1987
Lot Size	2.21 acres (96,268 sqft)
Owner	2 Individual Names on File
Last Sale	$729,900 (Aug 2010)
Tax Bill	$10,723 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02102543`

Property Details

APN / Parcel Number

Primary APN	`08-02102543`
Alternative APN	`02102543`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,362 sqft Living Area
Gross Area	5,337 sqft
1st Floor Area	1,846 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	96,268 sqft
Garage Type	Attached
Garage Area	975 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Deck Area	546 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	02102543
Street Address	16205 WHITEHAVEN RD
City	SILVER SPRING
State	MD
Zip	20906-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	NORBECK KNOLLS
Legal Subdivision	NORBECK KNOLLS
Legal Block	C
Legal Lot Number	2
Jurisdiction	MONTGOMERY MD
Township / Civil Division	8
Census Block Group	1
Census Block	1003
Census Tract	701308

Owner

Source: Montgomery County records · APN 08-02102543

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16205 WHITEHAVEN RD, SILVER SPRING, MD 20906-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 18, 2010 · Amount on Record
Deed Sale	Aug 18, 2010 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	2010169567
Prior Transfer Date	Jun 10, 2010
Prior Transfer Doc	165599
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	16205 WHITEHAVEN RD, SILVER SPRING, MD 20906-1129
Document Number	0596180430
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	SURETY LENDER SERVICES LLC, SURETY LENDER SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16205 WHITEHAVEN RD SILVER SPRING MD 209061129, SILVER SPRING, MD 20906-1129

Mortgage

Document Number	0596180430
Date	May 20, 2020
Book Page	059618/000430

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$980,800 (+5.19%) Land $283,300 Building $697,500	$980,800 (-) Land $283,300 Building $697,500
2025	$10,723.00 (-0.33%)	$932,367 (+11.59%)	$980,800 (+17.39%) Land $283,300 Building $697,500
2024	$10,759.00 (+25.53%)
2023		$835,500 Land $283,300 Building $552,200	$835,500 Land $283,300 Building $552,200
2022	$8,571.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317013081, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2003 · Snow

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Based on FCC filings for 61 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0150005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.