16205 E Bowman Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 16205 E Bowman Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,624 sqft · built 2000
Lot Size	4.78 acres (208,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Apr 2026)
Tax Bill	$5,235 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48253.9051`

Property Details

APN / Parcel Number

Primary APN	`48253.9051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,624 sqft Living Area
Gross Area	3,328 sqft
1st Floor Area	1,664 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	208,217 sqft
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Deck Area	496 sqft
Patio Area	496 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	16205 E BOWMAN RD
City	CHATTAROY
State	WA
Zip	99003-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	25-28-44 PTN OF E1/2 OF SW1/4 DAF: BEG AT CENTER OF SD SEC TH S 00DEG 05MIN 35SDS W 1150.98FT TO TRUE POB TH CONT S 700FT TO C/L OF BOWMAN RD TH SWLY 312.85FT ALG SD C/L TH N 0DEG 10MIN 32SDS E 700.07FT TH N 84DEG 28MIN 26SDS E 311.83FT TO TRUE POB,
Legal Range	44
Legal Township	28
Legal Section	25
Legal Lot Number	C,D
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2007
Census Tract	10204

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10151 LANCASTER RD, SAINT JOHN, WA 99171-9799
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jan 18, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Apr 10, 2020	Warranty Deed, Transfer · VA Mortgage USAA
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	20267484288
Prior Transfer Date	Oct 19, 2000
Prior Transfer Doc	0004527385
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 23, 2026
Property Address	16205 E BOWMAN RD, CHATTAROY, WA 99003-8518
Document Number	0007484288
Instrument Date	Apr 21, 2026
Instrument	20267484288
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010,707.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007484288,
Date	Apr 23, 2026
Instrument	20267484288

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 18, 2023
Property Address	16205 E BOWMAN RD, CHATTAROY, WA 99003-8518
Document Number	0007263884
Instrument Date	Jan 4, 2023
Instrument	7263884
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16205 E BOWMAN RD, CHATTAROY, WA 99003-8518

Mortgage

Document Number	0007263885
Date	Jan 18, 2023
Instrument	7263885

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 10, 2020
Property Address	16205 E BOWMAN RD, CHATTAROY, WA 99003-8518
Document Number	0006909818
Instrument Date	Apr 6, 2020
Instrument	6909818
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16205 E BOWMAN RD CHATTAROY WA 990038518, CHATTAROY, WA 99003-8518

Mortgage

Document Number	6909819
Date	Apr 10, 2020
Instrument	6909819

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 19, 2017
Property Address	16205 E BOWMAN RD, CHATTAROY, WA 99003-8518
Document Number	0006622527
Map Reference	MB25 PG27
Instrument Date	Jul 17, 2017
Instrument	6622527
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,879.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16205 E BOWMAN RD, CHATTAROY, WA 99003-8518

Mortgage

Document Number	0006622528
Date	Jul 19, 2017
Instrument	6622528

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,235.00 (-3.13%)	$576,960 (+11.44%) Land $92,460 Building $484,500	$576,960 (+11.44%) Land $92,460 Building $484,500
2025	$5,404.00 (+9.13%)	$517,740 (-5%) Land $87,440 Building $430,300	$517,740 (-5%) Land $87,440 Building $430,300
2024		$544,980 (+27.06%) Land $82,680 Building $462,300	$544,980 (+27.06%) Land $82,680 Building $462,300
2023	$4,952.00 (+5.5%)	$428,910 Land $45,310 Building $383,600	$428,910 Land $45,310 Building $383,600
2022	$4,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 46% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Ziply Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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