15915 E Bowman Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 15915 E Bowman Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 5,143 sqft · built 2010
Lot Size	5.61 acres (244,807 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Sep 2021)
Tax Bill	$10,474 (2026)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48253.9035`

Property Details

APN / Parcel Number

Primary APN	`48253.9035`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	5,143 sqft Living Area
Gross Area	6,516 sqft
1st Floor Area	2,843 sqft
Basement Area	2,843 sqft
Finished Basement	2,300 sqft
Unfinished Basement	543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	244,807 sqft
Garage Type	Attached
Garage Area	830 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	293 sqft
Deck Area	636 sqft
Patio Area	636 sqft
Canopy	241 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	15915 E BOWMAN RD
City	CHATTAROY
State	WA
Zip	99003-6009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	25-28-44 PTN OF E1/2 OF SW1/4 DAF; BEG AT THE CENTER OF SEC TH S1150.98FT TH S84DEG 28MIN 26SDS W968.63FT TO THE TRU E POB TH CONT SWLY 350FT TO W LN OF SD E1/2 TH S700FT TO C/LN OF BOWMAN RD TH NELY ALG SD C/LN 350FT TH N700.02FT TO THE TRUE P OB EX
Legal Range	44
Legal Township	28
Legal Section	25
Legal Tract	F
Legal Lot Number	F
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2007
Census Tract	10204

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15915 E BOWMAN RD, CHATTAROY, WA 99003-6009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2021 · Amount on Record
Deed Sale	Sep 27, 2021 · Amount on Record
Prior Sale	Nov 13, 2009 · Amount on Record
Deed Document Number	20217130861
Prior Transfer Date	Jun 4, 2010
Prior Transfer Doc	0005912585
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	May 15, 2026
Property Address	15915 E BOWMAN RD, CHATTAROY, WA 99003-6009
Document Number	0007489123
Instrument Date	May 8, 2026
Instrument	20267489123
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15915 E BOWMAN RD, CHATTAROY, WA 99003-6009

Mortgage

Document Number	0007489123,
Date	May 15, 2026
Instrument	20267489123

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 13, 2051

Interest

Rate	6.37%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15915 E BOWMAN RD, CHATTAROY, WA 99003-6009
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007057525
Date	Apr 6, 2021
Instrument	7057525

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 27, 2021
Property Address	15915 E BOWMAN RD, CHATTAROY, WA 99003-6009
Document Number	0007130861
Instrument Date	Sep 10, 2021
Instrument	7130861
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,685.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15915 E BOWMAN RD # L, L, CHATTAROY, WA 99003-6009

Mortgage

Document Number	0007130862
Date	Sep 27, 2021
Instrument	7130862

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,474.00 (-4.58%)	$928,730 (-16.74%) Land $98,030 Building $830,700	$928,730 (-16.74%) Land $98,030 Building $830,700
2025	$10,977.00 (+8.69%)
2024		$1,115,490 (+31.33%) Land $86,790 Building $1,028,700	$1,115,490 (+31.33%) Land $86,790 Building $1,028,700
2023	$10,099.00 (+9.04%)	$849,390 Land $48,090 Building $801,300	$849,390 Land $48,090 Building $801,300
2022	$9,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 45% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: Hughes Computer Services.

Cell Coverage

5G and 4G LTE (outdoors only)

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