16201 E 97th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16201 E 97th St N, Owasso, OK 74055

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,794 sqft · built 1979
Lot Size2.84 acres (123,710 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Jun 2025)
Tax Bill$1,995 (2025)
Deeds & MortgagesJun 2026 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN14211402700

Property Details

APN / Parcel Number

Primary APN14211402700
Alternative APNs
  • 000000-00-0-00423-004-0008
  • 0013730
  • 13730

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,794 sqft Living Area
1st Floor Area1,794 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Construction TypeStone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area123,710 sqft (2.84 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number13730
Street Address16201 E 97TH ST N
CityOWASSO
StateOK
Zip74055-5222
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE2 LOT 6 & ALL LOTS 7 & 8 BLOCK 4 L & M HOMES
Legal Range14E
Legal Township21N
Legal Section14
Legal SubdivisionL&M HOMES
Legal Block4
Legal Lot Number6-8
JurisdictionROGERS OK
Township / Civil DivisionCATOOSA
Census Block Group2
Census Block2017
Census Tract50404

Owner

Source: Rogers County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16201 E 97TH ST N, OWASSO, OK 74055-5222
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
BOKF NA
Aug 11, 2021Correction Deed · Conventional Mortgage
BOKF NA
Oct 2, 2019Quit Claim Deed, Transfer · Conventional with PMI
BANK OF OK
Nov 26, 2018Quit Claim Deed, Transfer · Conventional with PMI
BANK OF OK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2025 · Amount on Record
Deed SaleJun 12, 2025 · Amount on Record
Prior SaleAug 11, 2021 · Amount on Record
Deed Document Number20257996
Prior Transfer DateSep 13, 2019
Prior Transfer Doc0000013468
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROGERS OK
Recording DateJun 16, 2026
Property Address16201 E 97TH ST N, OWASSO, OK 74055-5222
Document Number0000008826
Instrument DateJun 11, 2026
Instrument20268826
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address16201 E 97TH ST N, OWASSO, OK 74055-5222

Mortgage

Document Number0000008826,
DateJun 16, 2026
Instrument20268826
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROGERS OK
Property Address16201 E 97TH ST N, OWASSO, OK 74055-5222
Transaction TypeMortgage
Record UpdatedDec 14, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015035
DateAug 11, 2021
Instrument2021-015035
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

August 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionROGERS OK
Recording DateAug 11, 2021
Property Address16201 E 97TH ST N, OWASSO, OK 74055-5222
Document Number2021015034
Instrument DateJul 30, 2021
Instrument2021-015034
Record UpdatedAug 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16201 E 97TH ST N, OWASSO, OK 74055-5222

Mortgage

Document Number2021015035
DateAug 11, 2021
Instrument2021-015035
Lender
NameBOKF NA
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROGERS OK
Recording DateOct 2, 2019
Property Address16201 E 97TH ST N, OWASSO, OK 74055-5222
Document Number0000013468
Instrument DateSep 13, 2019
Instrument13468
Transaction TypeTransfer
Record UpdatedOct 15, 2019
Title CompanyINVESTORS TITLE AND ESCROW, INVESTORS TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16201 E 97TH ST N OWASSO OK 740555222, OWASSO, OK 74055-5222

Mortgage

Document Number13469
DateOct 2, 2019
Instrument13469
Lender
NameBANK OF OK
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 1, 2034

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROGERS OK
Recording DateNov 26, 2018
Property Address16201 E 97TH ST N, OWASSO, OK 74055-5222
Document Number0000016985
Instrument DateSep 20, 2018
Instrument16985
Transaction TypeTransfer
Record UpdatedDec 11, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16201 E 97TH ST N OWASSO OK 740555222, OWASSO, OK 74055-5222

Mortgage

Document Number13715
DateNov 26, 2018
Instrument13715
Lender
NameBANK OF OK
TypeBank
AddressTULSA, OK 74153
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 25, 2033

Tax Assessment & Valuation

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyRogers County
Unified School DistrictOwasso Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,320 (+60.62%) Land $14,211 Building $20,109$312,001 (+16.38%) Land $129,188 Building $182,813
2025$1,995.00 (+5.17%) Homeowner's exemption$21,367 (+2.99%) Land $3,633 Building $17,734$268,087 (-2.11%) Land $95,208 Building $172,879
2024$1,897.00 (+5.74%) Homeowner's exemption$20,746 (+3%) Land $3,527 Building $17,219$273,859 (+49.56%) Land $95,208 Building $178,651
2023$1,794.00 Homeowner's exemption$20,141 Land $3,080 Building $17,061$183,104 Land $28,000 Building $155,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims10 (1984–2019)
Claims Outside the SFHA2 of 10
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROGERS CO RWD # 3 LAKE PLANT
serves 10,470 people · EPA ID OK1021513
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
resolved · Apr 2023
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
The Junction Internet
Fixed Wireless
100 / 20

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