16117 E 97th St N, Owasso, OK 74055 Property Records

Rogers County property record for 16117 E 97th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,609 sqft · built 1976
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Aug 2007)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`14211402690`

Property Details

APN / Parcel Number

Primary APN	`14211402690`
Alternative APNs	`000000-00-0-00423-004-0006` `0013729` `13729`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,609 sqft Living Area
1st Floor Area	2,153 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,310 sqft (1.66 acres)
Garage Type	Detached
Garage Area	1,000 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,221 sqft
Deck Area	77 sqft
Patio Area	1,427 sqft
Lean-To	288 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13729
Street Address	16117 E 97TH ST N
City	OWASSO
State	OK
Zip	74055-5471
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 & W2 OF LOT 6 BLOCK 4 L & M HOMES
Legal Range	14E
Legal Township	21N
Legal Section	14
Legal Subdivision	L&M HOMES
Legal Block	4
Legal Lot Number	5,6
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	2
Census Block	2017
Census Tract	50404

Owner

16117 E 97th St N is owned and occupied by an individual who bought it in August 2007.

Source: Rogers County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16117 E 97TH ST N, OWASSO, OK 74055-5471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2007 · Amount on File
Deed Sale	Aug 21, 2007 · Amount on File
Prior Sale	Mar 27, 2006 · Amount on File
Deed Document Number	200714352
Deed Book / Page	1892 / 797
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	16117 E 97TH ST N, OWASSO, OK 74055-5471
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021017637
Date	Sep 21, 2021
Instrument	2021-017637

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16117 E 97th St N was $2,353, up 7.1% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,225 (+5%) Land $3,850 Building $21,375	$229,321 (-13.5%) Land $35,002 Building $194,319
2025	$2,353.00 (+7.05%)	$24,023 (+5%) Land $3,088 Building $20,935	$265,126 (-4.39%) Land $73,887 Building $191,239
2024	$2,198.00 (+7.64%)	$22,880 (+5%) Land $2,941 Building $19,939	$277,285 (+39.97%) Land $73,887 Building $203,398
2023	$2,042.00	$21,791 Land $2,200 Building $19,591	$198,097 Land $20,000 Building $178,097

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16117 E 97th St N in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1984–2019)
Claims Outside the SFHA	2 of 10
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16117 E 97th St N is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 82% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
The Junction Internet Fixed Wireless	100 / 20