1620 School St, Moraga, CA 94556 Property Records

Contra Costa County property record for 1620 School St, Moraga, CA 94556

Property Summary

Property Type	Commercial Office
Details	6,396 sqft · built 1979
Lot Size	0.95 acres (41,382 sqft)
Owner	Company Name on Record
Last Sale	$1,900,000 (Jul 2022)
Tax Bill	$23,964 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`257-190-049-3`

Property Details

APN / Parcel Number

Primary APN	`257-190-049-3`
Alternative APN	`257-190-049`

Interior

Stories	1 Story
Building Area	6,396 sqft Gross Area
1st Floor Area	6,396 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Street Address	1620 SCHOOL ST
City	MORAGA
State	CA
Zip	94556-1147
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	PCL MAP 76 PG 1 PCL A EX MR
Legal Subdivision	PM 76 1
Legal Tract	76PM1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1022
Census Tract	352202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	406 FERNWOOD DR, MORAGA, CA 94556-2120
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage HERITAGE BANK OF COMMERCE
May 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	2022117635
Prior Transfer Date	Feb 6, 2012
Prior Transfer Doc	0000032035
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 25, 2022
Property Address	1620 SCHOOL ST, MORAGA, CA 94556-1147
Document Number	0000117635
Map Reference	MB 76 PG 1
Instrument Date	Jul 19, 2022
Instrument	2022-117635
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 FERNWOOD DR, MORAGA, CA 94556-2120

Mortgage

Document Number	0000117636
Date	Jul 25, 2022
Instrument	2022-117636

Lender

Name	HERITAGE BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 8, 2017
Property Address	1620 SCHOOL ST, MORAGA, CA 94556-1147
Document Number	0000079318
Instrument Date	May 4, 2017
Instrument	79318
Transaction Type	Transfer
Record Updated	May 19, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1660 SCHOOL ST #103 MORAGA CA 945561124, 103, MORAGA, CA 94556-1124

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,425,000 (-27.91%) Land $750,000 Building $675,000
2025	$23,964.00 (+5.55%)	$1,976,760 (+4.04%) Land $1,040,400 Building $936,360
2023	$22,703.00 (+47.85%)	$1,900,000 Land $1,000,000 Building $900,000
2022	$15,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1982–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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