1545 School St, Moraga, CA 94556 Property Records

Contra Costa County property record for 1545 School St, Moraga, CA 94556

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,466 sqft · built 1966
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$2,050,000 (Dec 2021)
Tax Bill	$25,997 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`257-190-025-3`

Property Details

APN / Parcel Number

Primary APN	`257-190-025-3`
Alternative APN	`257-190-025`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	5,466 sqft Gross Area
1st Floor Area	5,466 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1967
Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	1545 SCHOOL ST
City	MORAGA
State	CA
Zip	94556-1116
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	RO COLORADOS .40 AC
Legal Subdivision	COLORADOS RHO
Legal Lot Number	273
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1025
Census Tract	352202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	899 E CHARLESTON RD, K109, PALO ALTO, CA 94303-4661
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST REPUBLIC BANK
Dec 20, 2021	Grant Deed, Transfer · Commercial Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Jun 7, 2006 · Amount on Record
Deed Document Number	2021342021
Last Transfer Date	Aug 18, 2023
Transfer Doc	0000082049
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1545 SCHOOL ST, MORAGA, CA 94556-1116
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342023
Date	Dec 20, 2021
Instrument	2021-342023

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 20, 2021
Property Address	1545 SCHOOL ST, MORAGA, CA 94556-1116
Document Number	0000342021
Map Reference	MB 15 PG 308
Instrument Date	Dec 13, 2021
Instrument	2021-342021
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	899 E CHARLESTON RD APT K109, K109, PALO ALTO, CA 94303-4661

Mortgage

Document Number	0000342022
Date	Dec 20, 2021
Instrument	2021-342022

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,218,984 (+2%) Land $974,188 Building $1,244,796
2025	$25,997.00 (+5.86%)	$2,175,476 (+4.04%) Land $955,087 Building $1,220,389
2023	$24,558.00 (+1.46%)	$2,091,000 Land $918,000 Building $1,173,000
2022	$24,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1982–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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