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1620 Rustling Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1620 Rustling Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,960 sqft Heated Area
Lot Size7,010 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$265,000 (2019)
Tax Bill$3,115.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-04-26-021262-025-34

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,960 sqft Heated Area
Gross Area2,545 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Exterior MaterialStucco Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,010 sqft (0.16 acres)
Garage Area400 sqft Garage
Porch1 Porch
Porch Area185 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address1620 RUSTLING DR
CityFLEMING ISLAND
StateFL
Zip32003-8630
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 34 BROOKSTONE AS REC O R 4209 PG 846
Legal Range26
Legal Township04
Legal Section31
Legal SubdivisionBROOKSTONE/EAGLE HARBOR
Legal Lot Number34
JurisdictionCLAY FL
Minor Civil DivisionORANGE PARK
Census Blockgroup1
Census Block1004
Census Tract30704

Owner

Source: Clay County records · APN 31-04-26-021262-025-34

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1620 RUSTLING DR, FLEMING ISLAND, FL 32003-8630
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNITED WHOLESALE MTG
Jul 09, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 09, 2019 · Amount on Record
Deed SaleJul 09, 2019 · Amount on Record
Prior SaleJun 24, 2011 · Amount on Record
Deed Doc Number0004209846
Deed Book / Page4209 / 846
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1620 RUSTLING DR, FLEMING ISLAND, FL 32003-8630
Document Number0043611500
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1620 RUSTLING DR FLEMING ISLAND FL 320038630, FLEMING ISLAND, FL 32003-8630

Mortgage

Document Number0043611500
DateOct 05, 2020
Book Page004361/001500
Instrument51787
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 04, 2050

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 09, 2019
Property Address1620 RUSTLING DR, FLEMING ISLAND, FL 32003-8630
Document Number0042090846
Book / Page004209 / 000846
Instrument DateJul 09, 2019
Instrument35505
Transaction TypeTransfer
Record UpdatedAug 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1620 RUSTLING DR FLEMING ISLAND FL 320038630, FLEMING ISLAND, FL 32003-8630

Mortgage

Document Number42090848
DateJul 09, 2019
Book Page004209/000848
Instrument35506
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 08, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,115.00 (-21.69%) Homeowner's exemption$244,395 (+5.99%)$349,645 (+7.05%) Land $55,000 Building $294,645
2023$3,978.00 (+7.75%) Homeowner's exemption$230,591 (+3%)$326,624 (+17.06%) Land $55,000 Building $271,624
2022$3,692.00 Homeowner's exemption$223,875$279,026 Land $45,000 Building $234,026

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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