1615 Rustling Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1615 Rustling Dr, Fleming Island, FL 32003 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,372 sqft · built 1999
Lot Size0.166 acres (7,208 sqft)
OwnerIndividual Name on File
Tax Bill$2,574 (2025)
Deeds & MortgagesAug 2024 Line of Credit
Mar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN31-04-26-021262-025-25

Property Details

APN / Parcel Number

Primary APN31-04-26-021262-025-25

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area2,372 sqft Living Area
Gross Area2,772 sqft
1st Floor Area1,028 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,208 sqft (0.166 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1615 RUSTLING DR
CityFLEMING ISLAND
StateFL
Zip32003-8631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 BROOKSTONE AS REC OR 1819 PG 1779
Legal Range26E
Legal Township04S
Legal Section31
Legal SubdivisionBROOKSTONE
Legal Lot Number25
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1004
Census Tract30704

Owner

Source: Clay County records · APN 31-04-26-021262-025-25

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1615 RUSTLING DR, FLEMING ISLAND, FL 32003-8631
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 25, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateFeb 09, 2026
Transfer Doc0050270545
Record UpdatedJun 08, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1615 RUSTLING DR, FLEMING ISLAND, FL 32003-8631
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 RUSTLING DR, FLEMING ISLAND, FL 32003-8631

Mortgage

Document Number0048520495
DateAug 27, 2024
Book Page4852/495
Instrument2024039702
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueAug 18, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY FL
Recording DateMar 25, 2026
Property Address1615 RUSTLING DR, FLEMING ISLAND, FL 32003-8631
Document Number0050270545
Book / Page5027 / 545
Map ReferenceMB 32 PG 15-22
Instrument DateFeb 09, 2026
Instrument2026013857
Transaction TypeTransfer
Record UpdatedApr 20, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1615 RUSTLING DR, FLEMING ISLAND, FL 32003-8631

Transferred To (Grantee/Buyer)

NameVerified Name
Address1615 RUSTLING DR, FLEMING ISLAND, FL 32003-8631

Mortgage

Document Number0005027549
DateMar 25, 2026
Instrument5027/549
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2056

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,574.00 (+4.93%) Homeowner's exemption$208,934 (+5.99%)$406,764 (+7.25%) Land $55,000 Building $351,764
2024$2,453.00 (-29.31%)
2023$3,470.00 (+8.51%) Homeowner's exemption$197,133 (+3%)$379,255 (+16.81%) Land $55,000 Building $324,255
2022$3,198.00 Homeowner's exemption$191,392$324,679 Land $45,000 Building $279,679

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 36% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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