Carter County property record for 1620 N Commerce St, Ardmore, OK 73401 · Last verified August 2026
| Property Type | Convenience Store |
|---|---|
| Details | 2 ba · 2,007 sqft · built 2002 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on File |
| Last Sale | $750,000 (Oct 2025) |
| Tax Bill | $5,316 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Dec 2017 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 83916 |
| Primary APN | 83916 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,007 sqft Total Area |
| Gross Area | 2,098 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | No Foundation |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 16,988 sqft (0.39 acres) |
| Porch | Slab |
| Porch Area | 215 sqft |
| Canopy | 1,792 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 83916 |
|---|---|
| Street Address | 1620 N COMMERCE ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1840 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Convenience Store |
| Legal Description | HILL & SINGH ADDN (REPLAT BLK 1 REVISED CHICKASAW HEIGHTS LOT 10, 11, 12, 15 & 16), LOT A |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | HILL & SINGH ADDN |
| Legal Block | 1 |
| Legal Lot Number | 10-12 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 892601 |
Source: Carter County records · APN 83916
Assessment roll updated January 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3156 ARBOR VIEW DR, BURLESON, TX 76028-8368 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 12, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO |
| Dec 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS BANK & TRUST CO |
| Jun 20, 2016 | Deed of Trust, Mortgage · Commercial Mortgage PAULS VALLEY NATIONAL BANK |
| Oct 29, 2025 | Warranty Deed, Transfer SIMMONS BANK |
| Feb 11, 2025 | Quit Claim Deed, Transfer · Commercial Mortgage SIMMONS BANK |
| Sep 28, 2017 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| Mar 27, 2008 | Warranty Deed, Transfer · Commercial Mortgage LANDMARK BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 · Amount on Record |
| Deed Sale | Oct 29, 2025 · Amount on Record |
| Prior Sale | Feb 11, 2025 · Amount on Record |
| Deed Document Number | 202511721 |
| Deed Book / Page | 7791 / 226 |
| Prior Transfer Date | Feb 03, 2025 |
| Prior Transfer Doc | 0007651/17 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 006570/197 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 6570/197 |
| Instrument | 2018-007161 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Dec 25, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006488/268 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 6488/268 |
| Instrument | 2017-013444 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ARDMORE, OK 73401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 25, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 006263/191 |
|---|---|
| Date | Jun 20, 2016 |
| Book Page | 6263/191 |
| Instrument | 2016-007005 |
| Name | PAULS VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PAULS VALLEY, OK 73075 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 16, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Oct 29, 2025 |
| Property Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Document Number | 007791/226 |
| Book / Page | 7791 / 226 |
| Instrument Date | Oct 24, 2025 |
| Instrument | I-2025-011721 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3156 AUBURN VIEW DR, BURLESON, TX 76028 |
| Document Number | I2025011722 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | I-2025-011722 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 24, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Feb 11, 2025 |
| Property Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Document Number | 0007651/17 |
| Book / Page | 7651 / 17 |
| Instrument Date | Feb 03, 2025 |
| Instrument | I-2025-001419 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | I2025001420 |
|---|---|
| Date | Feb 11, 2025 |
| Instrument | I-2025-001420 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Sep 28, 2017 |
| Property Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Document Number | 006451/230 |
| Book / Page | 6451 / 230 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 2017-009987 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Mar 27, 2008 |
| Property Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Document Number | 004809/271 |
| Book / Page | 4809 / 271 |
| Instrument Date | Mar 06, 2008 |
| Instrument | 2008-004106 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1620 N COMMERCE ST, ARDMORE, OK 73401-1840 |
| Investor | Possibly a Property Investor |
| Document Number | 2008004107 |
|---|---|
| Date | Mar 27, 2008 |
| Instrument | 2008-004107 |
| Name | LANDMARK BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 004818/277 |
|---|---|
| Date | Apr 16, 2008 |
| Book Page | 4818/277 |
| Instrument | 2008-005032 |
| Name | LANDMARK BANK NA |
|---|---|
| Type | Bank |
| Address | MADILL, OK 73446 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Carter County records · Assessment roll updated January 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,316.00 (-0.02%) | $53,258 (-14.49%) Land $30,766 Building $22,492 | $443,813 (-14.49%) Land $256,380 Building $187,433 |
| 2024 | $5,317.00 (-13.61%) | $62,283 (-) Land $30,766 Building $31,517 | $519,018 (-) Land $256,380 Building $262,638 |
| 2023 | $6,155.00 | $62,283 Land $30,766 Building $31,517 | $519,018 Land $256,380 Building $262,638 |
Source: FEMA National Flood Hazard Layer, Carter County (40019C), updated October 20, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400198926013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 2 (2018–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2025, rainfall accumulation |
| Nearby Flood Policies | 1 in force |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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