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1608 N Commerce St, Ardmore, OK 73401 Property Records

Carter County property record for 1608 N Commerce St, Ardmore, OK 73401

Property Summary

Property TypeCommercial Vacant Land
Lot Size1.17 acres (51,009 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Mar 2018)
Tax Bill$7,940 (2025)
Deeds & MortgagesMar 2008 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN83918

Property Details

APN / Parcel Number

Primary APN83918
Alternative APN
  • 0585-00-000-00C-0-001-00

Exterior

Lot Area51,009 sqft (1.17 acres)

Location & Zoning

Account Number83918
Street Address1608 N COMMERCE ST
CityARDMORE
StateOK
Zip73401-1840
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeC1
Legal DescriptionHILL & SINGH ADDN (REPLAT BLK 1 REVISED CHICKASAW HEIGHTS LOT 10, 11, 12, 15 & 16), LOT C (IRREGULAR)
Legal Range02E
Legal Township04S
Legal Section19
Legal SubdivisionHILL & SINGH ADDN
Legal Block1
Legal Lot Number10-12
JurisdictionCARTER OK
Township / Civil DivisionARDMORE
Census Block Group3
Census Block3017
Census Tract892601

Owner

1608 N Commerce St, commercial vacant land, is owned by two individuals who bought it in March 2018.

Source: Carter County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address2837 FULTON ST, BERKELEY, CA 94705-1064
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2008Deed of Trust, Mortgage
FIRST UNITED BANK & TRUST CO
Mar 26, 2018Special Warranty Deed, Transfer
THOMAS TITLE AND ESCROW, THOMAS TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2018 · Amount on File
Deed SaleMar 26, 2018 · Amount on File
Deed Document Number20183182
Deed Book / Page6525 / 61
Record UpdatedOct 29, 2026

March 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER OK
Property Address1608 N COMMERCE ST, ARDMORE, OK 73401-1840
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004794/157
DateMar 4, 2008
Book Page4794/157
Instrument2008-003011
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressSHAWNEE, OK 74802
Agreement
AmountAmount on Record
Term180 Months
DueFeb 28, 2023
Interest
Rate TypeAdjustable Rate

March 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCARTER OK
Recording DateMar 26, 2018
Property Address1608 N COMMERCE ST, ARDMORE, OK 73401-1840
Document Number006525/061
Book / Page6525 / 061
Map ReferencePL 248A
Instrument DateMar 22, 2018
Instrument2018-003182
Transaction TypeTransfer
Record UpdatedJan 27, 2026
Title CompanyTHOMAS TITLE AND ESCROW, THOMAS TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2837 FULTON ST, BERKELEY, CA 94705-1064

Tax Assessment & Valuation

The 2025 property tax bill for 1608 N Commerce St was $7,940.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCarter County
MunicipalityArdmore City
Unified School DistrictArdmore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$79,537 (-) Land $79,537$662,805 (-) Land $662,805
2025$7,940.00$79,537 Land $79,537$662,805 Land $662,805
2023$7,859.00$79,537 Land $79,537$662,805 Land $662,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1608 N Commerce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2025)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1608 N Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARDMORE
serves 24,893 people · EPA ID OK1010814
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2024
Treatment failure
resolved · Jan 2018
Treatment and ProcedureOrganic carbon removal
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber		10,000 / 10,000
Sparklight
Cable		1,000 / 50
Arbuckle Communications
Fixed Wireless		400 / 100
Verizon
Fixed Wireless		300 / 20
360 Broadband
Fixed Wireless		200 / 50
AT&T
Fixed Wireless		100 / 20

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