1620 J Thomas Rd, Morganton, NC 28655 Property Records

Burke County property record for 1620 J Thomas Rd, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,976 sqft · built 2020
Lot Size	4.29 acres (186,872 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2020)
Tax Bill	$1,399 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2705592252`

Property Details

APN / Parcel Number

Primary APN	`2705592252`
Alternative APN	`53643`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,976 sqft Living Area
Flooring	Wood

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	186,872 sqft (4.29 acres)
Deck Area	16 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1620 J THOMAS RD
City	MORGANTON
State	NC
Zip	28655-6634
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	1620 J THOMAS RD MORGANTON, NC 28655
Legal Subdivision	SURVEY FOR JAMES T PERKINS SR ESTATE
Jurisdiction	BURKE NC
Township / Civil Division	LOWER CREEK
Census Block Group	1
Census Block	1023
Census Tract	20100

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1620 J THOMAS RD, MORGANTON, NC 28655-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage ENVOY MTG
Oct 9, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	202017045653
Deed Book / Page	2493 / 849
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	0021480890
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	1620 J THOMAS RD, MORGANTON, NC 28655-6634
Document Number	0024930852
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 J THOMAS RD MORGANTON NC 28655, MORGANTON, NC 28655

Mortgage

Document Number	0024930852
Date	Oct 9, 2020
Book Page	002493/000852
Instrument	45654

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 9, 2020
Property Address	1620 J THOMAS RD, MORGANTON, NC 28655-6634
Document Number	0024930849
Book / Page	2493 / 849
Map Reference	MB 13 PG 287
Instrument Date	Oct 6, 2020
Instrument	2017045653
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 J THOMAS RD, MORGANTON, NC 28655-6634

Mortgage

Document Number	2017045654
Date	Oct 9, 2020
Instrument	2017045654

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 10, 2020
Property Address	1620 J THOMAS RD, MORGANTON, NC 28655-6634
Document Number	0024530307
Book / Page	002453 / 000307
Instrument Date	Mar 10, 2020
Instrument	38066
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,399.00 (+0.36%)	$190,171 (-) Land $34,596 Building $155,575	$190,171 (-) Land $34,596 Building $155,575
2025	$1,394.00 (-0.43%)	$190,171 (-) Land $34,596 Building $155,575	$190,171 (-) Land $34,596 Building $155,575
2023	$1,400.00	$190,171 Land $34,596 Building $155,575	$190,171 Land $34,596 Building $155,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T, Spectrum, Verizon.

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