1525 J Thomas Rd, Morganton, NC 28655 Property Records

Burke County property record for 1525 J Thomas Rd, Morganton, NC 28655

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,196 sqft · built 2007
Lot Size4.91 acres (213,880 sqft)
Owner2 Individual Names on Record
Tax Bill$951 (2026)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN2705596786

Property Details

APN / Parcel Number

Primary APN2705596786
Alternative APN
  • 54384

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
FlooringTile

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area213,880 sqft (4.91 acres)
Deck Area36 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1525 J THOMAS RD
CityMORGANTON
StateNC
Zip28655-6634
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRESIDENTIA
Legal Description1525 J THOMAS RD MORGANTON, NC 28655
Legal Tract2
JurisdictionBURKE NC
Township / Civil DivisionLOWER CREEK
Census Block Group1
Census Block1023
Census Tract20100

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1525 J THOMAS RD, MORGANTON, NC 28655-6634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Recording DateAug 25, 2026
Property Address1525 J THOMAS RD, MORGANTON, NC 28655-6634
Document Number0026007994
Book / Page2892 / 684
Instrument DateAug 19, 2026
Instrument202626007994
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1525 J THOMAS RD, MORGANTON, NC 28655-6634

Mortgage

Document Number0026007994,
DateAug 25, 2026
Book Page2892/684
Instrument202626007994
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$951.00 (-0.21%)$124,754 (-) Land $36,998 Building $87,756$124,754 (-) Land $36,998 Building $87,756
2025$953.00 (+0.53%)$124,754 (-) Land $36,998 Building $87,756$124,754 (-) Land $36,998 Building $87,756
2023$948.00$124,754 Land $36,998 Building $87,756$124,754 Land $36,998 Building $87,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Carolina West Wireless
Fixed Wireless
25 / 3

May also be available: AT&T, Spectrum, Verizon.

Nearby Properties on J Thomas Rd

Nearby Streets

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