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1620 Christa Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 1620 Christa Ct, Saint Cloud, FL 34772 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,318 sqft · built 1996
Lot Size0.207 acres (9,016 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Jul 2026)
Tax Bill$4 (2025)
Deeds & MortgagesJul 2026 Sale
Dec 2025 Line of Credit
Flood ZoneZone AE (high risk)
APN23-26-30-0573-0001-0590

Property Details

APN / Parcel Number

Primary APN23-26-30-0573-0001-0590
Alternative APNs
  • 263023057300010590
  • 87582

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,318 sqft Living Area
Gross Area2,272 sqft
1st Floor Area1,318 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,016 sqft (0.207 acres)
Lot Dimensions135 ft deep x 78 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchFinished/Open Porch
Porch Area426 sqft
Deck Area516 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1620 CHRISTA CT
CitySAINT CLOUD
StateFL
Zip34772-9149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANOE CREEK WOODS UNIT 11 PB 7 PGS 144-145 LOT 59
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCANOE CREEK WOODS UNIT 11
Legal Tract573
Legal Block590
Legal Lot Number59
Legal Unit11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1020
Census Tract43303

Owner

Source: Osceola County records · APN 23-26-30-0573-0001-0590

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1515 BELLADONNA PL, SAINT CLOUD, FL 34771-5814
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer
INFINITY TITLE GROUP
Dec 05, 2025Deed of Trust, Mortgage · Line of Credit
THE HELOC COMPANY LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2026 · Amount on Record
Deed SaleJul 14, 2026 · Amount on Record
Prior SaleJul 29, 2015 · Amount on Record
Deed Document Number202691980
Deed Book / Page7003 / 1966
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 14, 2026
Property Address1620 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Document Number0000091980
Book / Page7003 / 1966
Instrument DateJul 02, 2026
Instrument202691980
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyINFINITY TITLE GROUP

Transaction

AmountAmount Recorded
Tax$176,750.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1620 CHRISTA CT, SAINT CLOUD, FL 34772-9149
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1620 CHRISTA CT, SAINT CLOUD, FL 34772-9149

Mortgage

Document Number0068892353
DateDec 05, 2025
Book Page6889/2353
Instrument2025149336
Lender
NameTHE HELOC COMPANY LLC
TypeNon-Lending Institution
AddressSILVER SPRING, MD 20910
Agreement
TypeLine of Credit
AmountAmount Recorded
Term298 Months
DueOct 14, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Veteran's exemption$158,709 (+5.99%)$286,800 (+1.85%) Land $70,000 Building $216,800
2024$4.00
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$149,745 (+3%)$281,600 (+17.24%) Land $60,000 Building $221,600
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$145,384$240,200 Land $55,000 Building $185,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 133 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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