1620 Bilbao Dr, Laredo, TX 78046 Property Records

Webb County property record for 1620 Bilbao Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,267 sqft · built 2018
Lot Size	0.119 acres (5,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,300 (Nov 2019)
Tax Bill	$954 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`966-12014-240`

Property Details

APN / Parcel Number

Primary APN	`966-12014-240`
Alternative APN	`598296`

Interior

Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	1,267 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,170 sqft (0.119 acres)
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1620 BILBAO DR
City	LAREDO
State	TX
Zip	78046-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HEIGHTS, BLOCK 14, LOT 24, UNIT V
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	14
Legal Lot Number	24
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3000
Census Tract	1819

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1620 BILBAO DR, LAREDO, TX 78046-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 24, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 22, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage MOVEMENT MORTGAGE
Nov 22, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on Record
Deed Sale	Nov 22, 2019 · Amount on Record
Prior Sale	Nov 22, 2019 · Amount on Record
Deed Document Number	20191377801
Deed Book / Page	4698 / 857
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	004698/857
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1620 BILBAO DR, LAREDO, TX 78046-8949
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	0005997/91
Date	Mar 6, 2026
Book Page	5997/91
Instrument	1581529

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 1, 2066

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1620 BILBAO DR, LAREDO, TX 78046-8949
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	005517/468
Date	Aug 18, 2023
Book Page	5517/468
Instrument	1508284

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1620 BILBAO DR, LAREDO, TX 78046-8949
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BILBAO DR, LAREDO, TX 78046-8949

Mortgage

Document Number	0005298/68
Date	Jun 24, 2022
Book Page	5298/68
Instrument	1471621

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 22, 2019
Property Address	1620 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004698/857
Book / Page	4698 / 857
Map Reference	VOL 36 PG 56
Instrument Date	Nov 21, 2019
Instrument	1377801
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1620 BILBAO DR, LAREDO, TX 78046-8949
Investor	Possibly a Property Investor

Mortgage

Document Number	0001377802
Date	Nov 22, 2019
Instrument	1377802

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Nov 22, 2019
Property Address	1620 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004698/851
Book / Page	4698 / 851
Map Reference	VOL 36 PG 56&57
Instrument Date	Oct 23, 2019
Instrument	1377800
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 CARDINAL LN, LAREDO, TX 78045-4150

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,800 (-0.48%) Land $47,099 Building $140,701	$187,800 (-0.48%) Land $47,099 Building $140,701
2025	$954.00 (-16.97%)	$188,697 (+1.62%) Land $47,099 Building $141,598	$188,697 (+1.62%) Land $47,099 Building $141,598
2024	$1,149.00 (+5.41%)
2023		$185,682 Land $44,462 Building $141,220	$185,682 Land $44,462 Building $141,220
2022	$1,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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