1616 Bilbao Dr, Laredo, TX 78046 Property Records

Webb County property record for 1616 Bilbao Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,255 sqft · built 2019
Lot Size	0.119 acres (5,170 sqft)
Owner	Individual Name on Record
Last Sale	$152,300 (Dec 2019)
Tax Bill	$954 (2025)
Deeds & Mortgages	Dec 2019 Second Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`966-12014-260`

Property Details

APN / Parcel Number

Primary APN	`966-12014-260`
Alternative APN	`598298`

Interior

Stories	1 Story
Building Area	1,255 sqft Living Area
1st Floor Area	1,255 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,170 sqft (0.119 acres)
Porch	Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	1616 BILBAO DR
City	LAREDO
State	TX
Zip	78046-8949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HEIGHTS, BLOCK 14, LOT 26, UNIT V
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	14
Legal Lot Number	26
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	3
Census Block	3000
Census Tract	1819

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1616 BILBAO DR, LAREDO, TX 78046-8949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Dec 6, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP
Apr 2, 2019	Warranty Deed, Construction Loan · Construction Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20191378908
Deed Book / Page	4705 / 385
Prior Transfer Date	Dec 5, 2019
Prior Transfer Doc	004705/385
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1616 BILBAO DR, LAREDO, TX 78046-8949
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4705/401
Date	Dec 6, 2019
Book Page	4705/401
Instrument	1378910

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Dec 6, 2019
Property Address	1616 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004705/385
Book / Page	4705 / 385
Map Reference	VOL 36 PG 56&57
Instrument Date	Dec 5, 2019
Instrument	1378908
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	146 CARDINAL LN, 146, LAREDO, TX 78045-4150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 BILBAO, LAREDO, TX 78046-8949

Mortgage

Document Number	0001378909
Date	Dec 6, 2019
Instrument	1378909

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WEBB TX
Recording Date	Apr 2, 2019
Property Address	1616 BILBAO DR, LAREDO, TX 78046-8949
Document Number	004574/528
Book / Page	4574 / 528
Map Reference	VOL 36 PG 56&57
Instrument Date	Mar 20, 2019
Instrument	1356567
Transaction Type	Construction Loan
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 CARDINAL LN, LAREDO, TX 78045-4150

Mortgage

Document Number	0001356568
Date	Apr 2, 2019
Instrument	1356568

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,000 (-1.96%) Land $47,099 Building $137,901	$185,000 (-1.96%) Land $47,099 Building $137,901
2025	$954.00 (-16.97%)	$188,699 (+4.61%) Land $47,099 Building $141,600	$188,699 (+4.61%) Land $47,099 Building $141,600
2024	$1,149.00 (+7.99%)
2023		$180,385 Land $44,462 Building $135,923	$180,385 Land $44,462 Building $135,923
2022	$1,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Bilbao Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures