1620 5th St, Clermont, FL 34711 Property Records

Lake County property record for 1620 5th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,334 sqft · built 1955
Lot Size	0.846 acres (36,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2025)
Tax Bill	$4,688 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0900-003-00100`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0900-003-00100`
Alternative APN	`1626064`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,204 sqft
Basement Area	650 sqft
Finished Basement	130 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Frame
Foundation Type	Block
Roof Material	Asphalt
Lot Area	36,856 sqft (0.846 acres)
Lot Dimensions	80 ft deep x 262 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Finished Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1626064
Street Address	1620 5TH ST
City	CLERMONT
State	FL
Zip	34711-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CLERMONT RIVIERA HEIGHTS LOT 1 2 3 BLK 3 PB 8 PG 49 ORB 5723 PG 1336
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	CLERMONT RIVIERA HEIGHTS
Legal Tract	0900
Legal Block	3
Legal Lot Number	1
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2041
Census Tract	31313

Owner

Source: Lake County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13460 HILLTOP GROVES BLVD, 11202, CLERMONT, FL 34711-5820
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Balloon Mortgage MORTGAGE LENDING TRUST FA22 111
Oct 8, 2024	Deed of Trust, Mortgage · Line of Credit MORTGAGE LENDING TRUST FA24 357
Jun 27, 2025	Deed of Trust, Mortgage · Balloon Mortgage WALKER & TUDHOPE PA
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage FUSION HOME LOANS LLC
Jun 7, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Jun 7, 2021 · Amount on Record
Deed Document Number	2025140960
Deed Book / Page	6633 / 145
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1620 5TH ST, CLERMONT, FL 34711-3316
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 LAKE AVE, CLERMONT, FL 34711-3325

Mortgage

Document Number	0059302230
Date	Apr 5, 2022
Book Page	5930/2230
Instrument	2022047216

Lender

Name	MORTGAGE LENDING TRUST FA22 111
Type	Non-Lending Institution
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1620 5TH ST, CLERMONT, FL 34711-3316
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 LAKE AVE, CLERMONT, FL 34711-3325

Mortgage

Document Number	0064112323
Date	Oct 8, 2024
Book Page	6411/2323
Instrument	2024118470

Lender

Name	MORTGAGE LENDING TRUST FA24 357
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Line of Credit
Amount	Amount Recorded

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1620 5TH ST, CLERMONT, FL 34711-3316
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065522260
Date	Jun 27, 2025
Book Page	6552/2260
Instrument	2025079512

Lender

Name	WALKER & TUDHOPE PA
Type	Non-Lending Institution
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 17, 2025
Property Address	1620 5TH ST, CLERMONT, FL 34711-3316
Document Number	0066330145
Book / Page	6633 / 145
Map Reference	MB 8 PG 49
Instrument Date	Nov 10, 2025
Instrument	2025140960
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1629 LAKE AVE, CLERMONT, FL 34711-3325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13460 HILLTOP GROVES BLVD APT 11202, 11202, CLERMONT, FL 34711-5820

Mortgage

Document Number	0006633147
Date	Nov 17, 2025
Instrument	6633/147

Lender

Name	FUSION HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 7, 2021
Property Address	1620 5TH ST, CLERMONT, FL 34711-3316
Document Number	0057231336
Book / Page	5723 / 1336
Map Reference	MB 8 PG 49
Instrument Date	May 28, 2021
Instrument	2021077347
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12431 PRESTIGE CT, CLERMONT, FL 34711-9656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 LAKE AVE, CLERMONT, FL 34711-3325

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,389 (-) Land $180,000 Building $163,389	$343,389 (-) Land $180,000 Building $163,389
2025		$343,389 (+34.37%) Land $180,000 Building $163,389	$343,389 (+34.37%) Land $180,000 Building $163,389
2024	$4,688.00 (+17.82%)
2023	$3,979.00 (+16.93%)	$255,564 (+30.68%)	$255,564 (+30.68%) Land $120,000 Building $135,564
2022	$3,403.00	$195,564	$195,564 Land $60,000 Building $135,564

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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