1532 5th St, Clermont, FL 34711 Property Records

Lake County property record for 1532 5th St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,936 sqft · built 2019
Lot Size	0.359 acres (15,631 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (May 2016)
Tax Bill	$7,732 (2024)
Deeds & Mortgages	Apr 2018 Construction Loan Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-25-0200-000-00900`

Property Details

APN / Parcel Number

Primary APN	`25-22-25-0200-000-00900`
Alternative APN	`3596315`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,936 sqft Living Area
Gross Area	3,611 sqft
1st Floor Area	2,936 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,631 sqft (0.359 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	958 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3596315
Street Address	1532 5TH ST
City	CLERMONT
State	FL
Zip	34711-3359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CLERMONT DAZZLING SUNSET LOTS 9 10 E 1/2 OF VACATED ALLEY LYING W OF LOTS 9 & 10 PB 8 PGS 18-23 ORB 4775 PG 1138 ORB 5459 PG 1106
Legal Range	25E
Legal Township	22S
Legal Section	25
Legal Subdivision	DAZZLING SUNSET SUB
Legal Tract	0200
Legal Lot Number	9
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2041
Census Tract	31313

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1532 5TH ST, CLERMONT, FL 34711-3359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Construction Mortgage SEACOAST NATIONAL BANK
Apr 22, 2020	Correction Deed, Transfer ATTORNEY ONLY
Apr 17, 2020	Deed of Trust, Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2016 · Amount on Record
Deed Sale	May 5, 2016 · Amount on Record
Prior Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	201646172
Deed Book / Page	4775 / 1138
Last Transfer Date	Apr 17, 2020
Transfer Doc	0054591106
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1532 5TH ST, CLERMONT, FL 34711-3359
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050950463
Date	Apr 13, 2018
Book Page	5095/0463
Instrument	2018043286

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34994

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

April 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	LAKE FL
Recording Date	Apr 22, 2020
Property Address	1532 5TH ST, CLERMONT, FL 34711-3359
Document Number	0054591106
Book / Page	005459 / 001106
Instrument Date	Apr 17, 2020
Instrument	46176
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1532 5TH ST CLERMONT FL 347113359, CLERMONT, FL 34711-3359

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1532 5TH ST, CLERMONT, FL 34711-3359
Document Number	0054591108
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1532 5TH ST CLERMONT FL 347113359, CLERMONT, FL 34711-3359

Mortgage

Document Number	0054591108
Date	Apr 22, 2020
Book Page	005459/001108
Instrument	46177

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,210 (+2.9%)	$555,142 (-0.11%) Land $135,000 Building $420,142
2025		$508,470 (+11.47%) Land $135,000 Building $373,470	$555,751 (+6.91%) Land $135,000 Building $420,751
2024	$7,732.00 (+7.49%)
2023	$7,193.00 (+2.86%) Homeowner's exemption	$456,130 (+3%)	$519,810 (+14.92%) Land $135,000 Building $384,810
2022	$6,993.00 Homeowner's exemption	$442,850	$452,310 Land $67,500 Building $384,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	4 (2017–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, T-Mobile, Xfinity.

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