1620 22nd St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1620 22nd St, Oceano, CA 93445

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 768 sqft · built 1961
Lot Size0.122 acres (5,300 sqft)
OwnerCompany Name on Record
Last Sale$440,000 (Dec 2020)
Tax Bill$5,418 (2025)
Deeds & MortgagesMay 2026 Transfer
Dec 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN062-066-005

Property Details

APN / Parcel Number

Primary APN062-066-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area768 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeWood
Lot Area5,300 sqft (0.122 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address1620 22ND ST
CityOCEANO
StateCA
Zip93445-9241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMFA
Legal DescriptionTN OCEANO MINICH ADD SLY 53 FT LTS 37 TO 40
Legal SubdivisionTN OCEANO MINICH ADD
Legal Block2
Legal Lot Number37
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2009
Census Tract12202

Owner

Source: San Luis Obispo County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 575, OCEANO, CA 93475-0575
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Correction Deed
NONE LISTED ON DOCUMENT
Dec 4, 2020Grant Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Jul 18, 2019Grant Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Prior SaleJul 18, 2019 · Amount on Record
Deed Document Number202071618
Last Transfer DateJul 24, 2024
Transfer Doc0000021143
Record UpdatedSep 20, 2026

May 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 20, 2026
Property Address1620 22ND ST, OCEANO, CA 93445-9241
Document Number0000015784
Instrument DateMar 13, 2026
Instrument202615784
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 4, 2020
Property Address1620 22ND ST, OCEANO, CA 93445-9241
Document Number0000071618
Map ReferenceMB 18 PG 42
Instrument DateSep 16, 2020
Instrument2020071618
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address107 LA COLIMA, PISMO BEACH, CA 93449-2843

Mortgage

Document Number0000071619
DateDec 4, 2020
Instrument2020071619
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 18, 2019
Property Address1620 22ND ST, OCEANO, CA 93445-9241
Document Number0000028238
Map ReferenceMB 18 PG 42
Instrument DateApr 22, 2019
Instrument2019028238
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFNT SOUTH COUNTY COST CENTER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1373 16TH ST, OCEANO, CA 93445-9499

Mortgage

Document Number0000028239
DateJul 18, 2019
Instrument2019028239
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$485,793 (+2%) Land $303,621 Building $182,172
2025$5,418.00 (+3.5%)$476,268 (+4.04%) Land $297,668 Building $178,600
2024$5,235.00 (+1.12%)
2023$5,177.00 (+1.43%)$457,776 Land $286,110 Building $171,666
2022$5,104.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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