162 Windancer Ln, Unit 410, Miramar Beach, FL 32550 Property Records

Walton County property record for 162 Windancer Ln, Unit 410, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2025)
Tax Bill	$5,773 (2024)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-2S-21-42800-000-4100`

Property Details

APN / Parcel Number

Primary APN	`33-2S-21-42800-000-4100`
Alternative APN	`1075000`

Location & Zoning

Account Number	1075000
Street Address	162 WINDANCER LN UNIT 410, 410
City	MIRAMAR BEACH
State	FL
Zip	32550-4163
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 410 WINDANCER CONDO OR 1587-300 OR 2269-336 OR 2580-473 OR 2924-3784 OR 2926-1724 OR 3155-3082 OR 3362-1450
Legal Range	21W
Legal Township	02S
Legal Section	33
Legal Subdivision	WINDANCER CONDOMINIUM
Legal Lot Number	4100
Legal Unit	410
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1971 SAINT ANDREWS CIR, GILROY, CA 95020-3009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Aug 18, 2020	Grant Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on Record
Deed Sale	Jun 23, 2025 · Amount on Record
Prior Sale	Aug 18, 2020
Deed Document Number	20250021905
Deed Book / Page	3362 / 1450
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	162 WINDANCER LN UNIT 410, 410, MIRAMAR BEACH, FL 32550-4163
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AQUA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3093 WETHERBY DR, GERMANTOWN, TN 38139-8079

Mortgage

Document Number	0031594556
Date	Sep 21, 2020
Book Page	3159/4556
Instrument	20200036128

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Aug 18, 2020
Property Address	162 WINDANCER LN UNIT 410, 410, MIRAMAR BEACH, FL 32550-4163
Document Number	0031553082
Book / Page	003155 / 003082
Instrument Date	Aug 14, 2020
Instrument	31149
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3093 WETHERBY DR MEMPHIS TN 381398079, MEMPHIS, TN 38139-8079

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$677,040 (+3.9%) Building $677,040	$677,040 (+3.9%) Building $677,040
2024	$5,773.00 (+7.44%)
2023	$5,373.00 (+7.74%)	$651,651 (+1%) Building $651,651	$651,651 (+1%) Building $651,651
2022	$4,987.00	$592,410 Building $592,410	$592,410 Building $592,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: REV, Wildstar Networks.

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