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162 Windancer Ln, Unit 407, Miramar Beach, FL 32550 Property Records

Walton County property record for 162 Windancer Ln, Unit 407, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property TypeCondominium
Owner2 Owner Names on File
Last Sale$325,000 (Feb 2013)
Tax Bill$2,889 (2024)
Deeds & MortgagesJan 2026 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN33-2S-21-42800-000-4070

Property Details

APN / Parcel Number

Primary APN33-2S-21-42800-000-4070
Alternative APN
  • 1074997

Location & Zoning

Account Number1074997
Street Address162 WINDANCER LN UNIT 407, 407
CityMIRAMAR BEACH
StateFL
Zip32550-4163
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 407 WINDANCER CONDO OR 1594-13 OR 2320-1568 OR 2646-3747 OR 2862-1846 OR 2912-20
Legal Range21W
Legal Township02S
Legal Section33
Legal SubdivisionWINDANCER CONDOMINIUM
Legal Lot Number4070
Legal Unit407
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records · APN 33-2S-21-42800-000-4070

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address162 WINDANCER LN UNIT 407, 407, MIRAMAR BEACH, FL 32550-4163
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
SOUTH STATE BANK NA
Jun 03, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2013 · Amount on Record
Deed SaleFeb 13, 2013 · Amount on Record
Prior SaleDec 22, 2004
Deed Document Number1226516
Deed Book / Page2912 / 0020
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address162 WINDANCER LN UNIT 407, 407, MIRAMAR BEACH, FL 32550-4163
Transaction TypeMortgage
Record UpdatedFeb 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address162 WINDANCER LN 407, 407, MIRAMAR BEACH, FL 32550-4163

Mortgage

Document Number0033844832
DateJan 22, 2026
Book Page3384/4832
Instrument20260002564
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateFeb 01, 2033
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate12.1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address162 WINDANCER LN UNIT 407, 407, MIRAMAR BEACH, FL 32550-4163
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031071238
DateJun 03, 2019
Book Page3107/1238
Instrument20190017966
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueMay 15, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$677,040 (+3.9%) Building $677,040$677,040 (+3.9%) Building $677,040
2024$2,889.00 (+3.92%)
2023$2,780.00 (+1.31%) Homeowner's exemption$651,651 (+1%) Building $651,651$651,651 (+1%) Building $651,651
2022$2,744.00 Homeowner's exemption$592,410 Building $592,410$592,410 Building $592,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance CostPremium on Record
median of 750 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured (3,418 under condo master policies)
123 of 750 individual policies on primary residences
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024, rainfall accumulation
Flood Events
  • Hurricane Sally (Sep 2020), 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (May 2014), 29 claims
  • Hurricane Frances (Sep 2004), 10 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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