162 Shell St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 162 Shell St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,179 sqft · built 1959
Lot Size	1.17 acres (51,227 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2018)
Tax Bill	$1,896 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3634-32-4979`

Property Details

APN / Parcel Number

Primary APN	`3634-32-4979`
Alternative APNs	`363414324979` `268870` `309663` `16864`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
Basement Area	654 sqft
Unfinished Basement	654 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	51,227 sqft (1.17 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	309663
Street Address	162 SHELL ST
City	LINCOLNTON
State	NC
Zip	28092-8325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	RD 1444
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1040
Census Tract	70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 SHELL ST, LINCOLNTON, NC 28092-8325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 31, 2018	Warranty Deed, Transfer · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2018581289
Deed Book / Page	2759 / 621
Last Transfer Date	Apr 8, 2025
Transfer Doc	0000692706
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	162 SHELL ST, LINCOLNTON, NC 28092-8325
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003135454
Date	Feb 10, 2022
Book Page	3135/454
Instrument	647283

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 31, 2018
Property Address	162 SHELL ST, LINCOLNTON, NC 28092-8325
Document Number	2759621
Book / Page	002759 / 000621
Instrument Date	Jul 30, 2018
Instrument	581289
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	129 LANDERS CHAPEL RD LINCOLNTON NC 280926262, LINCOLNTON, NC 28092-6262

Mortgage

Document Number	2759624
Date	Jul 31, 2018
Book Page	002759/000624
Instrument	581290

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,896.00	$175,842 (-) Land $28,092 Building $147,750	$175,842 (-) Land $28,092 Building $147,750
2025	$1,896.00 (+1.07%)	$175,842 (-) Land $28,092 Building $147,750	$175,842 (-) Land $28,092 Building $147,750
2023	$1,876.00	$175,842 Land $28,092 Building $147,750	$175,842 Land $28,092 Building $147,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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