127 Shell St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 127 Shell St, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,646 sqft · built 1961
Lot Size	0.664 acres (28,924 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,982 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3634-33-8497`

Property Details

APN / Parcel Number

Primary APN	`3634-33-8497`
Alternative APNs	`363414338496` `16578` `10123`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	28,924 sqft (0.664 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	360 sqft
Storage Building	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	10123
Street Address	127 SHELL ST
City	LINCOLNTON
State	NC
Zip	28092-8387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	TAYLOR LT HMST 1284
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	1
Census Block	1052
Census Tract	70201

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 SHELL ST, LINCOLNTON, NC 28092-8387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	127 SHELL ST, LINCOLNTON, NC 28092-8387
Document Number	2644668
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 SHELL ST LINCOLNTON NC 280928387, LINCOLNTON, NC 28092-8387

Mortgage

Document Number	2644668
Date	Feb 2, 2017
Book Page	002644/000668
Instrument	558383

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,982.00 (+1.02%)	$184,436 (-) Land $21,000 Building $163,436	$184,436 (-) Land $21,000 Building $163,436
2023	$1,962.00	$184,436 Land $21,000 Building $163,436	$184,436 Land $21,000 Building $163,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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