162 Normandy Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 162 Normandy Dr, Tavernier, FL 33070

Property Summary

Property TypeMobile Home
Details5 bd · 3 ba · 2,688 sqft · built 1981
Lot Size0.083 acres (3,600 sqft)
Owner2 Individual Names on Record
Last Sale$690,000 (Dec 2019)
Tax Bill$7,416 (2024)
Deeds & MortgagesDec 2019 Sale & Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00489136-011700

Property Details

APN / Parcel Number

Primary APN00489136-011700
Alternative APNs
  • 26623800489136011700
  • 1603261

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,688 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2016
Architectural StyleMobile Home
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,600 sqft (0.083 acres)
Lot Dimensions90 ft deep x 40 ft wide
View / LotCanal

Exterior Amenities

PorchOpen Porch
Porch Area1,256 sqft
Deck Area336 sqft
Patio Area1,505 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1603261
Street Address162 NORMANDY DR
CityTAVERNIER
StateFL
Zip33070-2735
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 3 LT 17 BLUE WATER TRAILER VILLAGE SECTION 4 KEY LARGO PB6-100 OR598-90/91 OR598-96 OR793-767 OR815-1169 OR1175-468 OR1189-851 OR1254/773 OR1352-1388/89 OR1393-1525C OR2762-1825 OR2881-716/18 OR2997-0476
Legal Range38E
Legal Township62S
Legal Section26
Legal SubdivisionBLUE WATERS TR VILLAGE SEC 4
Legal Block3
Legal Lot Number17
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2001
Census Tract970700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address162 NORMANDY DR, TAVERNIER, FL 33070-2735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST ST BK/FL KEYS
Dec 1, 2017Warranty Deed, Transfer · FHA Mortgage
ALTERRA HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2019 · Amount on Record
Deed SaleDec 2, 2019 · Amount on Record
Prior SaleDec 1, 2017 · Amount on Record
Deed Document Number20192246776
Deed Book / Page2997 / 476
Prior Transfer DateOct 11, 2017
Prior Transfer Doc0028810716
Record UpdatedJun 8, 2026

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 2, 2019
Property Address162 NORMANDY DR, TAVERNIER, FL 33070-2735
Document Number0029970476
Book / Page002997 / 000476
Instrument DateNov 26, 2019
Instrument2246776
Transaction TypeTransfer
Record UpdatedJan 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,830.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address162 NORMANDY DR TAVERNIER FL 330702735, TAVERNIER, FL 33070-2735

Mortgage

Document Number29970479
DateDec 2, 2019
Book Page002997/000479
Instrument2246777
Lender
NameFIRST ST BK/FL KEYS
TypeBank
Address1201 SIMONTON ST, KEY WEST, FL 33040-3111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 1, 2017
Property Address162 NORMANDY DR, TAVERNIER, FL 33070-2735
Document Number0028810716
Book / Page002881 / 000716
Instrument DateOct 11, 2017
Instrument2145736
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyALLIED TITLE AND TRUST LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5860 SW 49TH ST MIAMI FL 331556304, MIAMI, FL 33155-6304

Mortgage

Document Number28810719
DateDec 1, 2017
Book Page002881/000719
Instrument2145737
Lender
NameALTERRA HM LNS
AddressLAS VEGAS, NV 89145
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$888,197 (+2.2%)$900,137 (-1.24%) Land $540,000 Building $360,137
2024$7,416.00 (+5.33%)
2023$7,041.00 (+5.78%) Senior Citizen's exemption$869,094 (+8.27%)$911,426 (+13.55%) Land $565,200 Building $346,226
2022$6,656.00 Senior Citizen's exemption$802,682 Land $450,000 Building $352,682$802,682 Land $450,000 Building $352,682

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 375 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies615 units insured
incl. 240 condo units
Nearby Flood Claims168 (1987–2025)
Most Recent ClaimAug 2025
Claims by Event
  • Hurricane Irma, Sep 2017 · 104 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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