161 Normandy Dr, Tavernier, FL 33070 Property Records

Monroe County property record for 161 Normandy Dr, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,701 sqft · built 2019
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Nov 2020)
Tax Bill	$5,704 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`00489136-017400`

Property Details

APN / Parcel Number

Primary APN	`00489136-017400`
Alternative APNs	`26623800489136017400` `1603830`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,701 sqft Living Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	90 ft deep x 40 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	564 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1603830
Street Address	161 NORMANDY DR
City	TAVERNIER
State	FL
Zip	33070-2734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 4 LT 28 BLUE WATER TRAILER VILLAGE SECTION 4 PB6-100 KEY LARGO OR581-966 OR871-481 OR903-1172 OR903-1173 OR1632-648 OR2617-1252/53 OR2848-890/91 OR2933-1528 OR3059-552
Legal Range	38E
Legal Township	62S
Legal Section	26
Legal Subdivision	BLUE WATERS TR VILLAGE SEC 4
Legal Block	4
Legal Lot Number	28
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2001
Census Tract	970700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 NORMANDY DR, TAVERNIER, FL 33070-2734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Apr 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Apr 10, 2017 · Amount on Record
Deed Document Number	20202292515
Deed Book / Page	3059 / 552
Prior Transfer Date	Oct 25, 2018
Prior Transfer Doc	0029331528
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 25, 2020
Property Address	161 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0030590552
Book / Page	3059 / 552
Map Reference	MB 6 PG 100
Instrument Date	Nov 23, 2020
Instrument	2292515
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 371319, KEY LARGO, FL 33037-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 NORMANDY DR, TAVERNIER, FL 33070-2734

Mortgage

Document Number	0003059553
Date	Nov 25, 2020
Instrument	3059/553

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 26, 2018
Property Address	161 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0029331528
Book / Page	002933 / 001528
Instrument Date	Oct 25, 2018
Instrument	2192279
Transaction Type	Transfer
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 NORMANDY DR TAVERNIER FL 33070, TAVERNIER, FL 33070
Investor	Possibly a Property Investor

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 10, 2017
Property Address	161 NORMANDY DR, TAVERNIER, FL 33070-2734
Document Number	0028480890
Book / Page	002848 / 000890
Instrument Date	Apr 10, 2017
Instrument	2118088
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 BURGUNDY DR TAVERNIER FL 330702714, TAVERNIER, FL 33070-2714

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$651,499 (+5.99%)	$712,598 (+1.44%) Land $252,000 Building $460,598
2024	$5,704.00 (+4.05%)
2023	$5,482.00 (+2.7%) Homeowner's exemption	$614,698 (+3%)	$702,489 (+17.71%) Land $265,500 Building $436,989
2022	$5,338.00 Homeowner's exemption	$596,795 Land $207,000 Building $389,795	$596,795 Land $207,000 Building $389,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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