Unicoi County property record for 162 Madison St, Erwin, TN 37650
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 930 sqft · built 1945 |
| Lot Size | 0.185 acres (8,078 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Mar 2016) |
| Tax Bill | $439 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031J-J-006.00 |
| Primary APN | 031J-J-006.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,078 sqft (0.185 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 114 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 162 MADISON ST |
|---|---|
| City | ERWIN |
| State | TN |
| Zip | 37650-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EVERGREEN 50X165 |
| Legal Subdivision | EVERGREEN |
| Jurisdiction | UNICOI TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 80200 |
162 Madison St is owned and occupied by an individual who bought it in March 2016.
Source: Unicoi County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 162 MADISON ST, ERWIN, TN 37650-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2016 · Amount on File |
| Deed Sale | Mar 4, 2016 · Amount on File |
| Prior Sale | Nov 12, 2010 · Amount on File |
| Deed Document Number | 2016399 |
| Deed Book / Page | 392 / 617 |
| Transfer Doc | 0000332991 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNICOI TN |
| Property Address | 162 MADISON ST, ERWIN, TN 37650-1932 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Address | 162 MADISON ST, ERWIN, TN 37650-1932 |
| Document Number | 0000496625 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 496/625 |
| Instrument | 25002195 |
| Name | MOUNTAIN COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | ERWIN, TN 37650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 11, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 162 Madison St was $439.
Source: Unicoi County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Unicoi County |
| Unified School District | Unicoi County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $439.00 | $16,825 (-) Land $3,225 Building $13,600 | $67,300 Land $12,900 Building $54,400 |
| 2024 | $16,825 (-) Land $3,225 Building $13,600 | ||
| 2023 | $16,825 (-) Land $3,225 Building $13,600 | ||
| 2022 | $395.00 | $16,825 Land $3,225 Building $13,600 | $67,300 Land $12,900 Building $54,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 Madison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Jun 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 162 Madison St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Erwin Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband.
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