156 Madison St, Erwin, TN 37650 Property Records

Unicoi County property record for 156 Madison St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1930
Lot Size	0.276 acres (12,042 sqft)
Owner	2 Individual Names on File
Last Sale	$214,000 (Nov 2024)
Tax Bill	$645 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031J-J-008.00`

Property Details

APN / Parcel Number

Primary APN	`031J-J-008.00`
Alternative APNs	`02031JJ031J00800` `086031J J 00800`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Basement Area	144 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1986
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,042 sqft (0.276 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	132 sqft
Deck Area	336 sqft
Patio Area	336 sqft
Utility Building	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	156 MADISON ST
City	ERWIN
State	TN
Zip	37650-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERGREEN 75X165
Legal Subdivision	EVERGREEN
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	80200

Owner

156 Madison St is owned and occupied by two individuals who bought it in November 2024.

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	156 MADISON ST, ERWIN, TN 37650-1932
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 3, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	Apr 24, 2018 · Amount on File
Deed Document Number	20241916
Deed Book / Page	486 / 150
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Apr 24, 2018
Property Address	156 MADISON ST, ERWIN, TN 37650-1932
Document Number	412285
Book / Page	000412 / 000285
Instrument Date	Apr 20, 2018
Instrument	747
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 MADISON ST ERWIN TN 376501932, ERWIN, TN 37650-1932

Mortgage

Document Number	412288
Date	Apr 24, 2018
Book Page	000412/000288
Instrument	748

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	156 MADISON ST, ERWIN, TN 37650-1932
Document Number	402959
Book / Page	000402 / 000959
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	156 MADISON ST ERWIN TN 376501932, ERWIN, TN 37650-1932

Mortgage

Document Number	402959
Date	Apr 17, 2017
Book Page	000402/000959
Instrument	686

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 156 Madison St was $645.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$645.00	$24,725 Land $4,825 Building $19,900	$98,900 Land $19,300 Building $79,600
2023		$24,725 (-) Land $4,825 Building $19,900
2022	$581.00	$24,725 Land $4,825 Building $19,900	$98,900 Land $19,300 Building $79,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 156 Madison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 156 Madison St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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