Monroe County property record for 162 Long Key Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,929 sqft · built 2006 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,400,000 (Nov 2024) |
| Tax Bill | $6,857 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00533890-000000 |
| Primary APN | 00533890-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 2,929 sqft Living Area |
| 1st Floor Area | 2,640 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 1,171 sqft |
| Pool Type | Public / Commercial Pool |
|---|---|
| Porch | Open Porch |
| Porch Area | 453 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1657395 |
|---|---|
| Old Parcel Number | 31604000533890000000 |
| Street Address | 162 LONG KEY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2 LT 7 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR439-304/05 OR687-393 OR842-1857 OR875-2023 OR1344-1859D/C OR1461-1438/53 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
162 Long Key Rd is owned by a company that bought it in November 2024.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11240 SW 29TH ST, MIAMI, FL 33165-2268 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC |
| Aug 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Prior Sale | Aug 10, 2020 · Amount on File |
| Deed Document Number | 2481462 |
| Deed Book / Page | 3301 / 375 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 162 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 162 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 0031221335 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 3122/1335 |
| Instrument | 2337420 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | PALM CITY, FL 34990 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 10, 2020 |
| Property Address | 162 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 0030361024 |
| Book / Page | 3036 / 1024 |
| Map Reference | MB 4 PG 162 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 2276383 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ABSOLUTE FIRST TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9717 SW 93RD TER, 9717, MIAMI, FL 33176-1818 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 162 LONG KEY RD, KEY LARGO, FL 33037-3036 |
| Document Number | 0030361027 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 3036/1027 |
| Name | EAST COAST MORTGAGE LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,410,120 Land $610,095 Building $800,025 | $1,410,120 Land $610,095 Building $800,025 | |
| 2024 | $6,857.00 (+3.47%) | ||
| 2023 | $6,627.00 (+6.17%) Homeowner's exemption | $783,089 (+3%) | $1,290,246 (+13.7%) Land $480,600 Building $809,646 |
| 2022 | $6,242.00 Homeowner's exemption | $760,281 | $1,134,797 Land $400,500 Building $734,297 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 Long Key Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 162 Long Key Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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