151 Long Key Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 151 Long Key Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 2010
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Jun 2017)
Tax Bill	$10,707 (2024)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00534170-000000`

Property Details

APN / Parcel Number

Primary APN	`00534170-000000`
Alternative APNs	`31604000534170000000` `1657671`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	2,496 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2014
Exterior Material	Other
Construction Type	Wood
Foundation Type	Pile
Roof Type	Flat
Roof Material	Other
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	772 sqft
Deck Area	100 sqft
Patio Area	1,040 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1657671
Old Parcel Number	31604000534170000000
Street Address	151 LONG KEY RD
City	KEY LARGO
State	FL
Zip	33037-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LT 35 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR603-230 OR826-290 OR834-867 OR856-995 OR2193-1529/30 OR2626-2066
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	2
Legal Lot Number	35
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2014
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3860 BRAGANZA AVE, MIAMI, FL 33133-6307
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on Record
Deed Sale	Jun 12, 2017 · Amount on Record
Prior Sale	May 2, 2013
Deed Document Number	2126897
Deed Book / Page	2859 / 0467
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 12, 2017
Property Address	151 LONG KEY RD, KEY LARGO, FL 33037-3053
Document Number	0028590467
Book / Page	002859 / 000467
Instrument Date	May 25, 2017
Instrument	2126897
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	VENETIAN TITLE SERVICES INC, VENETIAN TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,530.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3860 BRAGANZA AVE COCONUT GROVE FL 331336307, COCONUT GROVE, FL 33133-6307

Mortgage

Document Number	28590468
Date	Jun 12, 2017
Book Page	002859/000468
Instrument	2126898

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2032

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,506,277 (+9.09%) Land $610,095 Building $896,182	$1,506,277 (+9.09%) Land $610,095 Building $896,182
2024	$10,707.00 (+10.4%)
2023	$9,698.00 (+16.09%)	$1,380,744 (+17.72%) Land $480,600 Building $900,144	$1,380,744 (+17.72%) Land $480,600 Building $900,144
2022	$8,354.00	$1,172,916 Land $400,500 Building $772,416	$1,172,916 Land $400,500 Building $772,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20