Monmouth County and Freehold Township property record for 162 Harvard Oval, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,054 sqft · built 2001 |
| Lot Size | 0.413 acres (17,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $660,000 (Dec 2018) |
| Tax Bill | $15,098 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-00085-56-00010 |
| Primary APN | 17-00085-56-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,054 sqft Living Area |
| 1st Floor Area | 1,732 sqft |
| Upper Floors Area | 1,322 sqft |
| Basement Area | 1,714 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 17,999 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 428 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 4040110 |
|---|---|
| Street Address | 162 HARVARD OVAL |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-5392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Subdivision | COLLAGE PARK SEC 07 |
| Legal Block | 85.56 |
| Legal Lot Number | 10 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FREEHOLD |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 810505 |
Source: Monmouth County and Freehold Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 162 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Aug 22, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L |
| Dec 12, 2018 | Grant Deed, Transfer · FHA Mortgage HOME PT FIN'L |
| Dec 27, 2016 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2018 · Amount on Record |
| Deed Sale | Dec 12, 2018 · Amount on Record |
| Prior Sale | Aug 27, 2002 · Amount on Record |
| Deed Document Number | 2018118976 |
| Deed Book / Page | 9326 / 7108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 162 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | NEW HORIZON ABSTRACT INC |
| Name | Verified Name |
|---|
| Document Number | 0095237203 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 9523/7203 |
| Instrument | 2021101257 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 162 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000140931 |
| Instrument Date | Nov 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 162 HARVARD OVAL FREEHOLD NJ 077285392, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000140931 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 009460/002343 |
| Instrument | 140931 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 162 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000081366 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2019 |
| Title Company | ANGEL TITLE AND ABSTRACT INC, ANGEL TITLE & ABS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 162 HARVARD OVAL FREEHOLD NJ 077285392, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000081366 |
|---|---|
| Date | Sep 4, 2019 |
| Book Page | 009366/005819 |
| Instrument | 81366 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 12, 2018 |
| Property Address | 162 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000118976 |
| Book / Page | 009326 / 007108 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 118976 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | RED BANK TITLE AGENCY INC, RED BK TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 162 HARVARD OVAL FREEHOLD NJ 077285392, FREEHOLD, NJ 07728-5392 |
| Document Number | 118977 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 009326/007143 |
| Instrument | 118977 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 162 HARVARD OVAL, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000009318 |
| Book / Page | 009209 / 008234 |
| Instrument Date | Dec 27, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2017 |
| Title Company | ISGN RECORDING DEPT |
| Name | Verified Name |
|---|---|
| Address | 162 HARVARD OVAL FREEHOLD NJ 077285392, FREEHOLD, NJ 07728-5392 |
| Document Number | 0000009318 |
|---|---|
| Date | Jan 25, 2017 |
| Book Page | 009209/008234 |
| Instrument | 9318 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Freehold Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Freehold Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $936,800 (+5.6%) Land $334,100 Building $602,700 | $936,800 (+5.6%) Land $334,100 Building $602,700 | |
| 2025 | $15,098.00 (+0.01%) | $887,100 (+15.52%) Land $296,500 Building $590,600 | $887,100 (+15.52%) Land $296,500 Building $590,600 |
| 2024 | $15,097.00 (+12.62%) | ||
| 2023 | $767,900 Land $311,500 Building $456,400 | $767,900 Land $311,500 Building $456,400 | |
| 2022 | $13,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 54% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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