162 Elm Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 162 Elm Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1997
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on File
Last Sale	$77,500 (Apr 1998)
Tax Bill	$1,338 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03 3 1 22`

Property Details

APN / Parcel Number

Primary APN	`03 3 1 22`
Alternative APN	`104481`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,262 sqft Heated Area
Gross Area	1,616 sqft
1st Floor Area	1,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	150 ft deep x 84 ft wide
Garage Type	Finished
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	104481
Street Address	162 ELM AVE
City	HUDSON
State	NC
Zip	28638-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1217 PG 1371 YR 1998 ST 155.00
Legal Subdivision	FERGUSON BARLOWE
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2034
Census Tract	30700

Owner

162 Elm Ave is owned and occupied by an individual who bought it in April 1998.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	162 ELM AVE, HUDSON, NC 28638-2430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1998 · Amount on File
Deed Sale	Apr 2, 1998 · Amount on File
Prior Sale	Apr 1, 1998 · Amount on File
Deed Book / Page	1217 / 1371
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	162 ELM AVE, HUDSON, NC 28638-2430
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 ELM AVE, HUDSON, NC 28638-2430

Mortgage

Document Number	0021531509
Date	Dec 30, 2025
Book Page	2153/1509
Instrument	10114399

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 162 Elm Ave was $1,338, down 4.7% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,338.00 (-4.7%)	$214,100 (-) Land $11,800 Building $202,300
2025	$1,404.00	$214,100 Land $11,800 Building $202,300	$214,100 Land $11,800 Building $202,300
2023		$119,400 (-) Land $11,800 Building $107,600	$119,400 (-) Land $11,800 Building $107,600
2022	$930.00	$119,400 Land $11,800 Building $107,600	$119,400 Land $11,800 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 162 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 162 Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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