160 Elm Ave, Hudson, NC 28638 Property Records

Caldwell County property record for 160 Elm Ave, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1950
Lot Size	0.394 acres (17,160 sqft)
Owner	2 Individual Names on File
Last Sale	$248,000 (Apr 2026)
Tax Bill	$1,028 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03 3 1 76`

Property Details

APN / Parcel Number

Primary APN	`03 3 1 76`
Alternative APNs	`166432` `185728`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,308 sqft Heated Area
Gross Area	1,969 sqft
1st Floor Area	1,132 sqft
Basement Area	271 sqft
Unfinished Basement	271 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,160 sqft (0.394 acres)
Lot Dimensions	156 ft deep x 110 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	216 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	185728
Street Address	160 ELM AVE
City	HUDSON
State	NC
Zip	28638-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1966 PG 179 YR 2019 ST 283.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2034
Census Tract	30700

Owner

160 Elm Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	160 ELM AVE, HUDSON, NC 28638-2430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 28, 2019	Warranty Deed, Transfer CERTAINTY HM LNS LLC
Dec 29, 2017	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on File
Deed Sale	Apr 16, 2026 · Amount on File
Prior Sale	Jun 28, 2019 · Amount on File
Deed Document Number	202610117857
Deed Book / Page	2162 / 771
Prior Transfer Date	Feb 17, 2016
Prior Transfer Doc	0018891694
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 16, 2026
Property Address	160 ELM AVE, HUDSON, NC 28638-2430
Document Number	0021620771
Book / Page	2162 / 771
Instrument Date	Apr 16, 2026
Instrument	202610117857
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	160 ELM AVE, HUDSON, NC 28638-2430

Mortgage

Document Number	0010117857,
Date	Apr 16, 2026
Book Page	2162/774
Instrument	202610117857

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 28, 2019
Property Address	160 ELM AVE, HUDSON, NC 28638-2430
Document Number	0010034248
Book / Page	001966 / 000179
Instrument Date	Jun 21, 2019
Instrument	10034248
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ELM AVE HUDSON NC 286382430, HUDSON, NC 28638-2430

Mortgage

Document Number	10034249
Date	Jun 28, 2019
Book Page	001966/000182
Instrument	10034249

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75093

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Dec 29, 2017
Property Address	160 ELM AVE, HUDSON, NC 28638-2430
Document Number	0010018268
Book / Page	001933 / 000698
Instrument Date	Dec 8, 2017
Instrument	10018268
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 ELM AVE HUDSON NC 286382430, HUDSON, NC 28638-2430

Mortgage

Document Number	10018269
Date	Dec 29, 2017
Book Page	001933/000700
Instrument	10018269

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 160 Elm Ave was $1,028, down 20.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Hudson Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,028.00 (-20.62%)	$163,800 (-) Land $15,900 Building $147,900
2025	$1,295.00 (+65.39%)	$163,800 Land $15,900 Building $147,900	$163,800 Land $15,900 Building $147,900
2024	$783.00
2023		$98,200 (-) Land $15,900 Building $82,300	$98,200 (-) Land $15,900 Building $82,300
2022	$768.00	$98,200 Land $15,900 Building $82,300	$98,200 Land $15,900 Building $82,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 160 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 160 Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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