162 Edgewater Dr, Moneta, VA 24121 Property Records

Franklin County property record for 162 Edgewater Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,845 sqft · built 2021
Lot Size	1.37 acres (59,721 sqft)
Owner	2 Company Names on File
Last Sale	$19,500 (Dec 2018)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032 00-004 10`

Property Details

APN / Parcel Number

Primary APN	`032 00-004 10`
Alternative APN	`39010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,845 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	1,845 sqft
Basement Area	611 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2024
Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	59,721 sqft (1.37 acres)
Terrain	Rolling
Garage Area	450 sqft
Parking Spaces	5 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	39010
Street Address	162 EDGEWATER DR
City	MONETA
State	VA
Zip	24121-6234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	EDGEWATER LOT 12 SECTION 1
Legal Subdivision	EDGEWATER
Legal Lot Number	12
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2016
Census Tract	20104

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	162 EDGEWATER DR, MONETA, VA 24121-6234
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO
Dec 3, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FIRST BANK & TRUST CO
Feb 20, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 20, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Deed Document Number	20187734
Deed Book / Page	1116 / 1043
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	00110102502
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	162 EDGEWATER DR, MONETA, VA 24121-6234
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011831589
Date	Apr 29, 2022
Book Page	1183/1589
Instrument	220003411

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, TN 37620

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	11.5%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	162 EDGEWATER DR, MONETA, VA 24121-6234
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 LYONS RD, WEST PALM BEACH, FL 33411-5425

Mortgage

Document Number	0011521058
Date	Dec 3, 2020
Book Page	1152/1058
Instrument	200009897

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 2, 2021

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 20, 2020
Property Address	162 EDGEWATER DR, MONETA, VA 24121-6234
Document Number	0011342981
Book / Page	001134 / 002981
Instrument Date	Feb 4, 2020
Instrument	1090
Transaction Type	Transfer
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 LYONS RD WEST PALM BEACH FL 334115425, WEST PALM BEACH, FL 33411-5425

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Dec 20, 2018
Property Address	162 EDGEWATER DR, MONETA, VA 24121-6234
Document Number	0011161045
Book / Page	001116 / 001045
Instrument Date	Nov 21, 2018
Instrument	7734
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 LYONS RD WEST PALM BEACH FL 334115425, WEST PALM BEACH, FL 33411-5425

Mortgage

Document Number	11161048
Date	Dec 20, 2018
Book Page	001116/001048
Instrument	7735

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,215.00 (+14.65%)	$515,300 (+62.66%) Land $38,900 Building $476,400	$515,300 (+62.66%) Land $38,900 Building $476,400
2023	$1,932.00	$316,800 (-) Land $31,900 Building $284,900	$316,800 (-) Land $31,900 Building $284,900
2022		$316,800 Land $31,900 Building $284,900	$316,800 Land $31,900 Building $284,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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