114 Edgewater Dr, Moneta, VA 24121 Property Records

Franklin County property record for 114 Edgewater Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,200 sqft · built 2023
Lot Size	10 acres (438,083 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Aug 2022)
Tax Bill	$2,145 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032 00-006 06`

Property Details

APN / Parcel Number

Primary APN	`032 00-006 06`
Alternative APN	`8192`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	4,000 sqft
1st Floor Area	1,200 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Metal
Roof Type	Gable
Roof Material	Metal
Lot Area	438,083 sqft (10 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	2,400 sqft
Driveway	Concrete Driveway
Parking Spaces	8 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8192
Street Address	114 EDGEWATER DR
City	MONETA
State	VA
Zip	24121-6234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	WOODLAND COVE LOT 6
Legal Subdivision	WOODLAND COV
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2016
Census Tract	20104

Owner

114 Edgewater Dr is owned and occupied by an individual who bought it in August 2022.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	114 EDGEWATER DR, MONETA, VA 24121-6234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 18, 2022	Deed, Transfer · Stand-Alone First Mortgage DANE RICHARD JOHOSKE ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Deed Document Number	20226232
Deed Book / Page	1188 / 1598
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Jul 8, 2026
Property Address	114 EDGEWATER DR, MONETA, VA 24121-6234
Document Number	0000004465
Book / Page	1247 / 620
Instrument Date	Jun 30, 2026
Instrument	20264465
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 EDGEWATER DR, MONETA, VA 24121-6234

Mortgage

Document Number	0000004465,
Date	Jul 8, 2026
Book Page	1247/620
Instrument	20264465

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.79%
Initial Type	Fixed Rate
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 18, 2022
Property Address	WOODLAND COVE DR, MONETA, VA 24121
Document Number	0011881598
Book / Page	1188 / 1598
Map Reference	MB 545 PG 1448
Instrument Date	Aug 9, 2022
Instrument	220006232
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2132 HOLLOW RUN RD, LURAY, VA 22835-7125
Investor	Possibly a Property Investor

Mortgage

Document Number	0011881602
Date	Aug 18, 2022
Book Page	1188/1602
Instrument	220006233

Lender

Name	DANE RICHARD JOHOSKE ETAL
Type	Non-Lending Institution
Address	1321 23RD ST, MANHATTAN BEACH, CA 90266

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 114 Edgewater Dr was $2,145.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,145.00	$498,900 Land $207,300 Building $291,600	$498,900 Land $207,300 Building $291,600
2023	$1,191.00	$195,300 (-) Land $195,300	$195,300 (-) Land $195,300
2022		$195,300 Land $195,300	$195,300 Land $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Edgewater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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