1. Home
  2. Illinois
  3. Elgin
  4. E Highland Ave

162 E Highland Ave, #168, Elgin, IL 60120 Property Records

Kane County property record for 162 E Highland Ave, #168, Elgin, IL 60120

Property Summary

Property TypeCommercial
Lot Size0.8 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$288,000 (Oct 1996)
Tax Bill$1,323 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-14-281-001

Property Details

APN / Parcel Number

Primary APN06-14-281-001

Exterior

Lot Area3,485 sqft (0.8 acres)

Location & Zoning

Street Address162 E HIGHLAND AVE
CityELGIN
StateIL
Zip60120-5594
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionJAMES T GIFFORDS PLAT OF EAST ELGIN NORTH 56.5 FT EAST LINE OF COUNTY CLERKS SUB B LOT 4 BLOCK 17
Legal SubdivisionJAMES T GIFFORDS PLAT
Legal Block2
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2008
Census Tract854600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Downtown Commercial District (Additional Documentation)
listed 2014 · 81 contributing resources · NRIS 14001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address564 S WASHINGTON ST, NAPERVILLE, IL 60540-6668
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 1996 · Amount on File
Deed SaleOct 15, 1996 · Amount on File
Deed Document Number199673537
Record UpdatedSep 20, 2026

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateFeb 1, 2022
Property Address162 E HIGHLAND AVE # 168, 168, ELGIN, IL 60120-5594
Document Number0000006161
Instrument DateJan 12, 2022
Instrument2022K006161
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address564 S WASHINGTON ST, NAPERVILLE, IL 60540-6668

Mortgage

Document Number0000006162
DateFeb 1, 2022
Instrument2022K006162
Lender
NameTHE AMERICAN COMMERCIAL BANK & TRUS
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,323.00 (+15.95%)$17,349 (+8.57%) Land $17,349$52,068 (+8.57%) Land $52,068
2024$15,980 (+21.39%) Land $15,980$47,959 (+21.44%) Land $47,959
2022$1,141.00 (+3.92%)$13,164 (+6.96%) Land $13,164$39,492 (+6.96%) Land $39,492
2021$1,098.00$12,307 Land $12,307$36,921 Land $36,921

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2007–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Highland Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures