Kane County property record for 160 E Highland Ave, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1895 |
| Square Footage | 4,210 sqft Living Area |
| Lot Size | 1,917 sqft (0.043 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $11,177.00 (2025) |
| Primary APN | 06-14-281-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,210 sqft Living Area |
| Gross Area | 6,315 sqft Gross Area |
| Basement Area | 2,105 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Brick Exterior |
| Lot Area | 1,917 sqft (0.043 acres) |
| Lot Width | 12 ft Width |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 160 E HIGHLAND AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-5507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | JAMES T GIFFORDS PLAT OF EAST ELGIN SOUTH 75.5 FT EAST LINE COUNTY CLERKS SUB B LOT 4 BLOCK 17 |
| Legal Subdivision | JAMES T GIFFORDS PLAT |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 854600 |
Source: Kane County records · APN 06-14-281-002
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 671, ELGIN, IL 60121-0671 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 21, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jun 14, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 1997 |
| Deed Sale | Aug 14, 1997 |
| Prior Sale | Oct 15, 1996 |
| Deed Doc Number | 199753858 |
| Prior Transfer Date | Oct 01, 1996 |
| Prior Transfer Doc | 0000053858 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 160 E HIGHLAND AVE, ELGIN, IL 60120-5507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037704 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 2017K037704 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 160 E HIGHLAND AVE, ELGIN, IL 60120-5507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030377 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 2017K030377 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,177.00 (+15.9%) Homeowner's exemption | $154,507 (+8.57%) Land $24,409 Building $130,098 | $463,706 (+8.57%) Land $73,256 Building $390,450 |
| 2024 | $142,311 (+21.39%) Land $22,482 Building $119,829 | $427,104 (+21.44%) Land $67,473 Building $359,631 | |
| 2022 | $9,644.00 (+4.34%) Homeowner's exemption | $117,231 (+6.96%) Land $18,520 Building $98,711 | $351,693 (+6.96%) Land $55,560 Building $296,133 |
| 2021 | $9,243.00 Homeowner's exemption | $109,603 Land $17,315 Building $92,288 | $328,809 Land $51,945 Building $276,864 |
160 E Highland Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Elgin Downtown Commercial District (Additional Documentation) listed 2014 · 81 contributing resources · NRIS 14001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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