Stephens County property record for 162 Brown Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,175 sqft · built 1982 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Aug 2023) |
| Tax Bill | $1,746 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 177 |
| Primary APN | 042D 177 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Terrain | Gentle Slope |
| Garage Area | 228 sqft |
| Deck Area | 252 sqft |
| Patio Area | 20 sqft |
| Utility Building | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 404300 |
|---|---|
| Old Parcel Number | 042D 177 |
| Street Address | 162 BROWN CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 ROCK CREEK ESTATES |
| Legal Subdivision | ROCK CREEK ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970202 |
Source: Stephens County records · APN 042D 177
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage PREMIER MORTGAGE |
| Sep 01, 2023 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE |
| Dec 06, 2022 | Foreclosure |
| Mar 11, 2020 | Grant Deed, Transfer HOMESTAR FIN'L |
| Mar 09, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Mar 09, 2020 · Amount on Record |
| Deed Document Number | 0001341381 |
| Deed Book / Page | 1204 / 296 |
| Prior Transfer Date | Dec 06, 2022 |
| Prior Transfer Doc | 2023-000037 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0014190000000407 |
|---|---|
| Date | Aug 25, 2025 |
| Book Page | 0000001419/0000000407 |
| Instrument | D2025002627 |
| Name | PREMIER MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0013410000000384 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 0000001341/0000000384 |
| Name | AMERICAN FINANCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 06, 2022 |
| Property Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0013190386 |
| Book / Page | 1319 / 386 |
| Instrument Date | Dec 06, 2022 |
| Instrument | 2023-000037 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3069 AMWILER RD STE 3, 3, ATLANTA, GA 30360-2825 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 11, 2020 |
| Property Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0012040296 |
| Book / Page | 001204 / 000296 |
| Instrument Date | Mar 09, 2020 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 162 BROWN CIR TOCCOA GA 305778955, TOCCOA, GA 30577-8955 |
| Document Number | 12040297 |
|---|---|
| Date | Mar 11, 2020 |
| Book Page | 001204/000297 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Mar 09, 2020 |
| Property Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0012040296 |
| Book / Page | 1204 / 296 |
| Instrument Date | Mar 09, 2020 |
| Instrument | 2020-000253 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 BROWN CIR, TOCCOA, GA 30577-8955 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,746.00 (+61.07%) Homeowner's exemption | $79,699 (+118.69%) Land $3,074 Building $76,625 | $199,246 (+118.69%) Land $7,684 Building $191,562 |
| 2023 | $1,084.00 | $36,443 Land $3,074 Building $33,369 | $91,107 Land $7,684 Building $83,423 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 73 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 200 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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