Stephens County property record for 120 Brown Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,256 sqft · built 1980 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Mar 2021) |
| Tax Bill | $594 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 180 |
| Primary APN | 042D 180 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,256 sqft Heated Area |
| Basement Area | 1,128 sqft |
| Finished Basement | 984 sqft |
| Unfinished Basement | 144 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.689 acres) |
| Terrain | Gentle Slope |
| Garage Area | 336 sqft |
| Deck Area | 48 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 404450 |
|---|---|
| Street Address | 120 BROWN CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 13 ROCK CREEK ESTATES |
| Legal Subdivision | ROCK CREEK ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970202 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 BROWN CIR, TOCCOA, GA 30577-8955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE |
| Oct 23, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT |
| Apr 8, 2021 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2014 · Amount on Record |
| Deed Document Number | 0000124732 |
| Deed Book / Page | 1247 / 32 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 120 BROWN CIR, TOCCOA, GA 30577-8955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 120 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0012740000000178 |
|---|---|
| Date | Nov 9, 2021 |
| Book Page | 0000001274/0000000178 |
| Name | ROYAL UNITED MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 120 BROWN CIR, TOCCOA, GA 30577-8955 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 120 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0013840000000344 |
|---|---|
| Date | Oct 23, 2024 |
| Book Page | 0000001384/0000000344 |
| Instrument | 2024001865 |
| Name | LOANDEPOT |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2044 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 8, 2021 |
| Property Address | 120 BROWN CIR, TOCCOA, GA 30577-8955 |
| Document Number | 0012470032 |
| Book / Page | 001247 / 000032 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 BROWN CIR TOCCOA GA 305778955, TOCCOA, GA 30577-8955 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $594.00 (+181.52%) Homeowner's exemption Senior Citizen's exemption | $68,538 (+63.17%) Land $3,414 Building $65,124 | $171,345 (+63.17%) Land $8,534 Building $162,811 |
| 2023 | $211.00 (-82.13%) Homeowner's exemption | $42,005 (+5.86%) Land $3,414 Building $38,591 | $105,011 (+5.87%) Land $8,534 Building $96,477 |
| 2022 | $1,181.00 Homeowner's exemption | $39,678 Land $3,414 Building $36,264 | $99,193 Land $8,534 Building $90,659 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 65% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
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