162 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 162 4th St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,150 sqft · built 1809
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Tax Bill	$7,239 (2026)
Deeds & Mortgages	Apr 2023 Refinance Nov 2020 Transfer + 1 more
APN	`381700 101.61-12-24`

Property Details

APN / Parcel Number

Primary APN	`381700 101.61-12-24`
Alternative APN	`0102270`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,150 sqft Total Area
1st Floor Area	1,150 sqft
2nd Floor Area	1,000 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1809
Effective Year Built	Effective 1809
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	96.5 ft deep x 26.1 ft wide
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0102270
Street Address	162 4TH ST
City	TROY
State	NY
Zip	12180-4142
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	DMU
Legal Description	2 STY & BASEMENT BRICK H 110-2/PT 341
Legal Block	12
Legal Lot Number	24.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1001
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Troy Historic District listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

162 4th St, a triplex, is owned and occupied by an individual who acquired it in October 2003.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	162 4TH ST, TROY, NY 12180-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ACTORS FCU
Nov 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2003
Transfer Doc	0085390020
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	162 4TH ST, TROY, NY 12180-4142
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103700324
Date	Apr 24, 2023
Book Page	10370/324
Instrument	2023-626503

Lender

Name	ACTORS FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Nov 20, 2020
Property Address	162 4TH ST, TROY, NY 12180-4142
Document Number	0000578718
Book / Page	009371 / 000046
Instrument Date	Nov 13, 2020
Instrument	578718
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 BRUNSWICK DR #3 TROY NY 121806668, 3, TROY, NY 12180-6668

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 19, 2018
Property Address	162 4TH ST, TROY, NY 12180-4142
Document Number	0085390020
Book / Page	008539 / 000020
Instrument Date	Jun 12, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 W 45TH ST NEW YORK NY 100368330, NEW YORK, NY 10036-8330

Tax Assessment & Valuation

The 2026 property tax bill for 162 4th St was $7,239, up 34.8% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,239.00 (+34.78%)
2025	$5,371.00	$115,000 Land $8,800 Building $106,200	$196,900 Land $15,067 Building $181,833
2023		$115,000 (-) Land $8,800 Building $106,200	$164,300 (+8.58%) Land $12,573 Building $151,727
2022	$5,209.00	$115,000 Land $8,800 Building $106,200	$151,316 Land $11,579 Building $139,737

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 162 4th St; there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1994–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 162 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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