161 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 161 4th St, Troy, NY 12180

Property Summary

Property Type	Mixed Use Store/Office
Details	850 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Feb 2026)
Tax Bill	$2,197 (2026)
Deeds & Mortgages	Feb 2026 Sale Oct 2019 Mortgage
APN	`381700 101.61-11-7`

Property Details

APN / Parcel Number

Primary APN	`381700 101.61-11-7`
Alternative APN	`0102070`

Interior

Stories	1 Story
Building Area	850 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	53 ft deep x 43 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0102070
Street Address	161 4TH ST
City	TROY
State	NY
Zip	12180
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	DMU
Legal Description	1 STY MAS BLDG 109-36/NPT 703 NE PT 704
Legal Block	11
Legal Lot Number	7.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Troy Historic District listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1003 STERLING RIDGE DR, RENSSELAER, NY 12144-8459
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed, Transfer
Oct 31, 2019	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2026 · Amount on Record
Deed Sale	Feb 24, 2026 · Amount on Record
Prior Sale	Nov 6, 2019 · Amount on Record
Deed Book / Page	11206 / 108
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 24, 2026
Property Address	161 4TH ST, TROY, NY 12180-4104
Document Number	0112060108
Book / Page	11206 / 108
Instrument Date	Feb 10, 2026
Instrument	2026-668021
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 STERLING RIDGE DR, RENSSELAER, NY 12144-8459

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	161 4TH ST, TROY, NY 12180
Document Number	0000559867
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	95 FERRY ST TROY NY 121804183, TROY, NY 12180-4183

Mortgage

Document Number	0000559867
Date	Nov 6, 2019
Book Page	008998/000018
Instrument	559867

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,197.00 (-48.33%)
2025	$4,252.00	$46,000 (-) Land $5,000 Building $41,000	$78,800 (+11.3%) Land $8,565 Building $70,235
2024		$46,000 (-) Land $5,000 Building $41,000	$70,800 (+7.76%) Land $7,696 Building $63,104
2023		$46,000 (-) Land $5,000 Building $41,000	$65,700 (+8.55%) Land $7,141 Building $58,559
2022	$2,999.00	$46,000 Land $5,000 Building $41,000	$60,526 Land $6,579 Building $53,947

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1994–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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