16199 Norfolk Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16199 Norfolk Dr, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,753 sqft · built 1977
Lot Size	0.568 acres (24,742 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (May 2021)
Tax Bill	$7,440 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-400-027`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-400-027`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,753 sqft Living Area
1st Floor Area	1,899 sqft
Basement Area	1,459 sqft
Unfinished Basement	1,459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	150 ft deep x 165 ft wide
Garage Area	1,204 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16199 NORFOLK DR
City	SPRING LAKE
State	MI
Zip	49456-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART SE 1/4 COM N LI NORFOLK DR 165 FT E FROM E LI WEST SPRING LAKE RD, TH N 02D02M55S W 150 FT TH E 165 FT, TH S
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Subdivision	TRILLIUM BUSINESS CENTER CONDOMINIUM
Legal Block	400
Jurisdiction	OTTAWA MI
Township / Civil Division	FERRYSBURG
Census Block Group	3
Census Block	3010
Census Tract	20600

Owner

Source: Ottawa County records · APN 70-03-10-400-027

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16199 NORFOLK DR, SPRING LAKE, MI 49456-1426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jun 26, 2023	Intrafamily Transfer, Transfer
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Jul 21, 2006
Deed Document Number	202125171
Last Transfer Date	Jun 22, 2023
Transfer Doc	20230015577
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	16199 NORFOLK DR, SPRING LAKE, MI 49456-1426
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16199 NORFOLK DR, SPRING LAKE, MI 49456-1426

Mortgage

Document Number	20260001589
Date	Jan 16, 2026
Instrument	2026-0001589

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Jun 26, 2023
Property Address	16199 NORFOLK DR, SPRING LAKE, MI 49456-1426
Document Number	20230015577
Instrument Date	Jun 22, 2023
Instrument	2023-0015577
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16199 NORFOLK DR, SPRING LAKE, MI 49456-1426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16199 NORFOLK DR, SPRING LAKE, MI 49456-1426

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 11, 2021
Property Address	16199 NORFOLK DR, SPRING LAKE, MI 49456-1426
Document Number	20210025171
Instrument Date	Apr 28, 2021
Instrument	2021-0025171
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16199 NORFOLK DR, 16199, SPRING LAKE, MI 49456-1426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HOWARD AVE, GRAND HAVEN, MI 49417-1705

Mortgage

Document Number	20210025172
Date	May 11, 2021
Instrument	2021-0025172

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Ferrysburg City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,000 (+8.85%)	$610,000 (+8.85%)
2025	$7,440.00 (+2.62%) Homeowner's exemption	$280,200 (+8.77%)	$560,400 (+8.77%)
2023		$257,600	$515,200
2022	$7,250.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390206003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2026, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Norfolk Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures