Ottawa County property record for 16168 Norfolk Dr, Spring Lake, MI 49456
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 6,253 sqft · built 1964 |
| Lot Size | 0.505 acres (21,998 sqft) |
| Owner | Company Name on File |
| Tax Bill | $14,985 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-03-10-480-004 |
| Primary APN | 70-03-10-480-004 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 6,253 sqft Living Area |
| 1st Floor Area | 2,745 sqft |
| Basement Area | 2,745 sqft |
| Unfinished Basement | 2,745 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 21,998 sqft (0.505 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16168 NORFOLK DR |
|---|---|
| City | SPRING LAKE |
| State | MI |
| Zip | 49456-1426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG 1 |
| Legal Description | LOT 10 HARBOR POINT |
| Legal Range | 13W |
| Legal Township | 7N |
| Legal Section | 10 |
| Legal Subdivision | HARBOR POINT |
| Legal Block | 480 |
| Legal Lot Number | 10 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | FERRYSBURG |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20600 |
Source: Ottawa County records · APN 70-03-10-480-004
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16168 NORFOLK DR, SPRING LAKE, MI 49456-1426 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 08, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 29, 2014 |
| Transfer Doc | 20140042636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16168 NORFOLK DR, SPRING LAKE, MI 49456-1426 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16168 NORFOLK DR, SPRING LAKE, MI 49456-1426 |
| Document Number | 20220032019 |
|---|---|
| Date | Sep 08, 2022 |
| Instrument | 2022-0032019 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 16168 NORFOLK DR, SPRING LAKE, MI 49456-1426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20200022936 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020-0022936 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| Municipality | Ferrysburg City |
| Unified School District | Grand Haven Area Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $939,200 (+13.62%) | $1,878,400 (+13.62%) | |
| 2025 | $14,985.00 (+14.47%) Homeowner's exemption | $826,600 (+16.14%) | $1,653,200 (+16.14%) |
| 2023 | $711,700 | $1,423,400 | |
| 2022 | $13,091.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), as of October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390206003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2026) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, T-Mobile USA.
Based on FCC filings for 84 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MI0002285, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERRYSBURG serves 3,268 people |
|---|---|
| Water Source | Purchased surface water from NORTHWEST OTTAWA CO WATER SYST |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures