16197 Cabernet Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16197 Cabernet Dr, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 6 ba · 4,783 sqft · built 2017
Lot Size	0.197 acres (8,607 sqft)
Owner	Individual Name on Record
Last Sale	$2,350,000 (Mar 2024)
Tax Bill	$30,238 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-30-11-000-6130`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-30-11-000-6130`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,783 sqft Living Area
Gross Area	6,068 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	8,607 sqft (0.197 acres)
Porch	Open Porch
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16197 CABERNET DR
City	DELRAY BEACH
State	FL
Zip	33446-2323
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	HYDER AGR PUD PL 7 LT 613
Legal Section	30
Legal Subdivision	HYDER AGR PUD PL 7
Legal Lot Number	613
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3009
Census Tract	7774

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16197 CABERNET DR, DELRAY BEACH, FL 33446-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Apr 21, 2023	Deed of Trust, Mortgage · Balloon Mortgage MELINDA MANCINI IRA
Dec 1, 2022	Deed of Trust, Mortgage · Balloon Mortgage DANIEL J MANCINI
Dec 28, 2017	Grant Deed, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2024 · Amount on Record
Deed Sale	Mar 19, 2024 · Amount on Record
Prior Sale	Dec 28, 2017 · Amount on Record
Deed Document Number	20240092072
Deed Book / Page	34893 / 1827
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 19, 2024
Property Address	16197 CABERNET DR, DELRAY BEACH, FL 33446-2323
Document Number	0348931827
Book / Page	34893 / 1827
Map Reference	MB 122 PGS 184
Instrument Date	Mar 1, 2024
Instrument	20240092072
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	EQUITY TITLE AND ESCROW, EQUITY TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$16,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16395 VIA VENETIA W, WEST DELRAY BEACH, FL 33484-6483

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16197 CABERNET DR, DELRAY BEACH, FL 33446-2323

Mortgage

Document Number	20240092073
Date	Mar 19, 2024
Instrument	20240092073

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	Other
Max Rate	11.6%

Mortgage

Document Number	0348931830
Date	Mar 19, 2024
Book Page	34893/1830
Instrument	20240092073

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	Other
Max Rate	11.6%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16197 CABERNET DR, DELRAY BEACH, FL 33446-2323
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15197 CABERNET DR, DELRAY BEACH, FL 33446

Mortgage

Document Number	0342530367
Date	Apr 21, 2023
Book Page	34253/367
Instrument	20230131968

Lender

Name	MELINDA MANCINI IRA
Type	Non-Lending Institution
Address	CAPTAIN COOK, HI 96704

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 14, 2030

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16197 CABERNET DR, DELRAY BEACH, FL 33446-2323
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16197 CABERNET DR, DELRAY BEACH, FL 33446-2323

Mortgage

Document Number	0339880161
Date	Dec 1, 2022
Book Page	33988/161
Instrument	20220475405

Lender

Name	DANIEL J MANCINI
Type	Private Party
Address	88-183 KAI AVE, CAPTAIN COOK, HI 96704

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Nov 22, 2029

December 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 28, 2017
Property Address	16197 CABERNET DR, DELRAY BEACH, FL 33446-2323
Document Number	0295550294
Book / Page	029555 / 000294
Instrument Date	Dec 19, 2017
Instrument	455188
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,602.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16197 CABERNET DR DELRAY BEACH FL 334462323, DELRAY BEACH, FL 33446-2323

Mortgage

Document Number	295550295
Date	Dec 28, 2017
Book Page	029555/000295
Instrument	455189

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,238.00 (+83.51%) Homeowner's exemption	$1,871,112 (+83.9%) Land $471,938 Building $1,399,174	$1,871,112 (+3.97%) Land $471,938 Building $1,399,174
2023	$16,478.00 (+2.32%) Homeowner's exemption	$1,017,457 (+4.74%)	$1,799,638 (+22.75%) Land $500,000 Building $1,299,638
2022	$16,105.00 Homeowner's exemption	$971,440	$1,466,147 Land $412,000 Building $1,054,147

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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