16196 Cabernet Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 16196 Cabernet Dr, Delray Beach, FL 33446

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 6 ba · 4,783 sqft · built 2018
Lot Size	0.331 acres (14,427 sqft)
Owner	2 Individual Names on File
Last Sale	$1,076,498 (Feb 2018)
Tax Bill	$16,669 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-30-11-000-6170`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-30-11-000-6170`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	4,783 sqft Living Area
Gross Area	6,068 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	14,427 sqft (0.331 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	16196 CABERNET DR
City	DELRAY BEACH
State	FL
Zip	33446-2323
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	AGR-PUD
Legal Description	HYDER AGR PUD PL 7 LT 617
Legal Range	42
Legal Township	46
Legal Section	30
Legal Subdivision	HYDER AGR PUD PL 7
Legal Lot Number	617
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	3
Census Block	3009
Census Tract	7774

Owner

16196 Cabernet Dr, a zero lot line, is owned and occupied by two individuals who bought it in February 2018.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16196 CABERNET DR, DELRAY BEACH, FL 33446-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOGETHER CU
Oct 31, 2019	Deed of Trust, Mortgage ANHEUSER BUSCH EMPS CU
Feb 26, 2018	Grant Deed, Transfer ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on File
Deed Sale	Feb 26, 2018 · Amount on File
Deed Document Number	20180071047
Deed Book / Page	29670 / 1357
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16196 CABERNET DR, DELRAY BEACH, FL 33446-2323
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16196 CABERNET DR, DELRAY BEACH, FL 33446-2323

Mortgage

Document Number	0324401611
Date	Apr 30, 2021
Book Page	32440/1611
Instrument	20210199575

Lender

Name	TOGETHER CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16196 CABERNET DR, DELRAY BEACH, FL 33446-2323
Document Number	0316400700
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16196 CABERNET DR DELRAY BEACH FL 334462323, DELRAY BEACH, FL 33446-2323

Mortgage

Document Number	0316400700
Date	Aug 10, 2020
Book Page	031640/000700
Instrument	285909

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 9, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	16196 CABERNET DR, DELRAY BEACH, FL 33446-2323
Document Number	0311210627
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16196 CABERNET DR DELRAY BEACH FL 334462323, DELRAY BEACH, FL 33446-2323

Mortgage

Document Number	0311210627
Date	Dec 30, 2019
Book Page	031121/000627
Instrument	473687

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 26, 2018
Property Address	16196 CABERNET DR, DELRAY BEACH, FL 33446-2323
Document Number	0296701357
Book / Page	029670 / 001357
Instrument Date	Feb 22, 2018
Instrument	71047
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,535.49
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16196 CABERNET DR DELRAY BEACH FL 334462323, DELRAY BEACH, FL 33446-2323

Mortgage

Document Number	296701358
Date	Feb 26, 2018
Book Page	029670/001358
Instrument	71048

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 16196 Cabernet Dr was $16,669 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,669.00 Homeowner's exemption	$1,036,996	$1,757,082 Land $430,675 Building $1,326,407
2023	$15,837.00 (+6.06%) Homeowner's exemption	$978,418 (+8.5%)	$1,664,501 (+18.75%) Land $367,000 Building $1,297,501
2022	$14,932.00 Homeowner's exemption	$901,765	$1,401,704 Land $365,000 Building $1,036,704

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16196 Cabernet Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 461 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	461 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16196 Cabernet Dr is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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