16195 Hedy Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16195 Hedy Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 768 sqft · built 1974
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Jun 2020)
Tax Bill$4,848 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN278-271-01-00

Property Details

APN / Parcel Number

Primary APN278-271-01-00
Alternative APN
  • 2782703500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area768 sqft Living Area

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area28,314 sqft (0.65 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2782703500
Street Address16195 HEDY DR
CityRAMONA
StateCA
Zip92065-7209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 35-13-1W NWQ PAR 1-A DOC187412REC69 IN NEQ OF
Legal Range01W
Legal Township13
Legal Section35
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20801

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16195 HEDY DR, RAMONA, CA 92065-7209
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Deed Document Number2020343808
Prior Transfer DateSep 9, 2004
Prior Transfer Doc0000899888
Record UpdatedOct 29, 2026

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 30, 2020
Property Address16195 HEDY DR, RAMONA, CA 92065-7209
Document Number0000343808
Instrument DateJun 26, 2020
Instrument2020-0343808
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWESTERN RESOURCES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address16195 HEDY DR, RAMONA, CA 92065-7209

Mortgage

Document Number0000343809
DateJun 30, 2020
Instrument2020-0343809
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$446,202 (+2%) Land $312,343 Building $133,859
2025$4,848.00 (+8.55%)$437,454 (+4.04%) Land $306,219 Building $131,235
2023$4,466.00 (-2.66%)$420,469 Land $294,329 Building $126,140
2022$4,588.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 98.6% of the US · above 91% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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