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16145 Hedy Dr, #47, Ramona, CA 92065 Property Records

San Diego County property record for 16145 Hedy Dr, #47, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,512 sqft · built 1978
Lot Size0.94 acres (40,946 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Oct 2015)
Tax Bill$9,507 (2025)
Deeds & MortgagesDec 2022 Second Mortgage
Oct 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN278-271-52-00

Property Details

APN / Parcel Number

Primary APN278-271-52-00
Alternative APN
  • 2782713100

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,512 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area40,946 sqft (0.94 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number2782713100
Street Address16145 HEDY DR, 47
CityRAMONA
StateCA
Zip92065-7209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 35-13-1W NWQ PAR D PER DOC11-114657 IN NWQ OF NEQ&IN NEQ OF
Legal Range01W
Legal Township13
Legal Section35
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1003
Census Tract20801

Owner

Source: San Diego County records · APN 278-271-52-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16145 HEDY DR, RAMONA, CA 92065-7209
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Oct 03, 2017Deed of Trust, Mortgage · VA Mortgage
CSTONE MORTGAGE INC
May 29, 2020Deed of Trust, Mortgage · VA Mortgage
STEARNS LENDING LLC
Feb 17, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 01, 2019Deed of Trust, Mortgage · VA Mortgage
HOME MORTGAGE EXPERTS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2015 · Amount on Record
Deed SaleOct 21, 2015 · Amount on Record
Prior SaleMar 30, 2006 · Amount on Record
Deed Document Number2015551351
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16145 HEDY DR # 47, 47, RAMONA, CA 92065-7209
Transaction TypeMortgage
Record UpdatedDec 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address16145 HEDY DR, RAMONA, CA 92065-7209

Mortgage

Document Number0000457563
DateDec 05, 2022
Instrument2022-0457563
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2043

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16145 HEDY DR # 47, 47, RAMONA, CA 92065-7209
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyPACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000456112
DateOct 03, 2017
Instrument2017-0456112
Lender
NameCSTONE MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16145 HEDY DR # 47, 47, RAMONA, CA 92065-7209
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000274441
DateMay 29, 2020
Instrument2020-0274441
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16145 HEDY DR # 47, 47, RAMONA, CA 92065-7209
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124264
DateFeb 17, 2021
Instrument2021-0124264
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueJul 01, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16145 HEDY DR # 47, 47, RAMONA, CA 92065-7209
Document Number0000331756
Instrument DateAug 01, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16145 HEDY DR RAMONA CA 920657209, RAMONA, CA 92065-7209

Mortgage

Document Number0000331756
DateAug 07, 2019
Instrument331756
Lender
NameHOME MORTGAGE EXPERTS INC
TypeBank
AddressOCEANSIDE, CA 92054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$883,564 (+2%) Land $285,007 Building $598,557
2025$9,507.00 (+22.54%) Homeowner's exemption$866,240 (+17.11%) Land $279,419 Building $586,821
2023$7,758.00 (+19.7%) Homeowner's exemption$739,664 Land $268,570 Building $471,094
2022$6,481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2016 · rainfall accumulation

Wildfire

Wildfire RiskExtreme
above 98.6% of the US · above 91% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 41 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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