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1619 Pennsylvania Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1619 Pennsylvania Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,117 sqft · built 1978
Lot Size0.181 acres (7,884 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Apr 2016)
Tax Bill$497 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone A (high risk)
APN01-26-30-0001-0337-0110

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0337-0110
Alternative APNs
  • 263001000103370110
  • 79295

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,117 sqft Living Area
Gross Area1,458 sqft
1st Floor Area1,117 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,884 sqft (0.181 acres)
Lot Dimensions150 ft deep x 0.5 ft wide
Garage TypeAttached
Garage Area325 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFinished/Open Porch
Porch Area16 sqft
Shed1 Shed
Shed Area140 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1619 PENNSYLVANIA AVE
CitySAINT CLOUD
StateFL
Zip34769-4451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 337 LOTS 10, 11 & S 1/2 LOT 12 & W 1/2 VAC ALLEY ABUTTING SAID LOTS 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block337
Legal Lot Number11
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2038
Census Tract43500

Owner

Source: Osceola County records · APN 01-26-30-0001-0337-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1619 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANPAL LLC
Jun 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 2016 · Amount on Record
Deed SaleApr 18, 2016 · Amount on Record
Prior SaleDec 01, 1998 · Amount on Record
Deed Document Number201657680
Deed Book / Page4945 / 1809
Prior Transfer DateApr 14, 2016
Prior Transfer Doc0049451809
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1619 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4451
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057222504
DateMay 15, 2020
Book Page5722/2504
Instrument2020064479
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1619 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4451
Document Number0055422179
Instrument DateJun 10, 2019
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1619 PENNSYLVANIA AVE ST CLOUD FL 347694451, ST CLOUD, FL 34769-4451

Mortgage

Document Number0055422179
DateJun 18, 2019
Book Page005542/002179
Instrument78115
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 17, 2029

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$497.00 (+2.26%) Homeowner's exemption Widower's exemption$75,547 (+5.99%)$229,000 (+13.48%) Land $46,800 Building $182,200
2024$486.00 (+1.04%)
2023$481.00 (-12.7%) Homeowner's exemption Widower's exemption$71,280 (+3%)$201,800 (+16.38%) Land $42,500 Building $159,300
2022$551.00 Homeowner's exemption Widower's exemption$69,204$173,400 Land $38,200 Building $135,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970435002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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