1612 Pennsylvania Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1612 Pennsylvania Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1979
Lot Size	0.201 acres (8,755 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Dec 2023)
Tax Bill	$3,768 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`01-26-30-0001-0336-0050`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0336-0050`
Alternative APNs	`263001000103360050` `79285`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,480 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,755 sqft (0.201 acres)
Lot Dimensions	140 ft deep x 62.5 ft wide
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	56 sqft
Patio Area	79 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1612 PENNSYLVANIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-4452
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 336 LOTS 5 & 6 & N 1/2 OF LOT 7 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	336
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2039
Census Tract	43500

Owner

Source: Osceola County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1612 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 13, 2022	Warranty Deed, Transfer NOT AVAILABLE, NEIGHBORS TITLE LLC
Dec 8, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	2023161546
Deed Book / Page	6517 / 2874
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 12, 2023
Property Address	1612 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4452
Document Number	0065172874
Book / Page	6517 / 2874
Map Reference	MB B PG 33
Instrument Date	Dec 8, 2023
Instrument	2023161546
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1426 SIMPSON RD, KISSIMMEE, FL 34744-4600

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1612 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4452

Mortgage

Document Number	0065172876
Date	Dec 12, 2023
Instrument	6517/2876

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 13, 2022
Property Address	1612 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4452
Document Number	0063281747
Book / Page	6328 / 1747
Map Reference	MB B PG 33
Instrument Date	Nov 30, 2022
Instrument	2022177896
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	NOT AVAILABLE, NEIGHBORS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,428.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2440 SAND LAKE RD, ORLANDO, FL 32809-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1431 SIMPSON RD # 229, 229, KISSIMMEE, FL 34744-4604

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 8, 2022
Property Address	1612 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-4452
Document Number	0063260826
Book / Page	6326 / 826
Map Reference	MB B PG 33&34
Instrument Date	Nov 30, 2022
Instrument	2022175960
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,367.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5701 N SHERIDAN RD # RD8R, RD8R, CHICAGO, IL 60660-4771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2440 SAND LAKE RD, ORLANDO, FL 32809-9121

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,768.00 (+2.7%)	$258,400 (+29.91%) Land $55,000 Building $203,400	$258,400 (+29.91%) Land $55,000 Building $203,400
2024	$3,669.00 (+2.31%)
2023	$3,586.00 (+33.61%)	$198,900 (+16.45%) Land $50,000 Building $148,900	$198,900 (+16.45%) Land $50,000 Building $148,900
2022	$2,684.00	$170,800 Land $45,000 Building $125,800	$170,800 Land $45,000 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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