16185 Co Rd T, Lyons, OH 43533 Property Records

Fulton County property record for 16185 Co Rd T, Lyons, OH 43533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,116 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2019)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-003896-01.001`

Property Details

APN / Parcel Number

Primary APN	`03-003896-01.001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,116 sqft Living Area
1st Floor Area	2,116 sqft
Basement Area	2,116 sqft
Unfinished Basement	2,116 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	756 sqft
Shed	1 Shed
Shed Area	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	16185 COUNTY ROAD T
City	LYONS
State	OH
Zip	43533-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2E-9S-16 W396 E1188 N550 NE 5.00 AC
Legal Range	02E
Legal Township	09S
Legal Section	16
Jurisdiction	FULTON OH
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1019
Census Tract	40600

Owner

Source: Fulton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16185 COUNTY ROAD T, LYONS, OH 43533-9767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Sep 23, 2020	Deed of Trust, Mortgage THE FARMERS & MERCHANTS STATE BANK
Dec 20, 2019	Survivorship Deed, Transfer · Conventional Mortgage FIRST FSLA OF DELTA
Aug 9, 2019	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	2019256440
Deed Book / Page	358 / 514
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	16185 COUNTY ROAD T, LYONS, OH 43533-9767
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0345/0782
Date	Jan 11, 2018
Book Page	0345/0782
Instrument	201800245159

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON OH
Property Address	16185 COUNTY ROAD T, LYONS, OH 43533-9767
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	362/4035
Date	Sep 23, 2020
Book Page	362/4035
Instrument	202000261707

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FULTON OH
Recording Date	Dec 20, 2019
Property Address	16185 COUNTY ROAD T, LYONS, OH 43533-9767
Document Number	0358/0514
Book / Page	0358 / 0514
Instrument Date	Dec 17, 2019
Instrument	201900256440
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16185 COUNTY ROAD T, LYONS, OH 43533-9767

Mortgage

Document Number	201900256441
Date	Dec 20, 2019
Instrument	201900256441

Lender

Name	FIRST FSLA OF DELTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

August 2019: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	FULTON OH
Recording Date	Aug 9, 2019
Property Address	16185 COUNTY ROAD T, LYONS, OH 43533-9767
Document Number	0355/2283
Book / Page	0355 / 2283
Instrument Date	Jul 31, 2019
Instrument	201900254138
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Fulton County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fulton County
County Subdivision	Chesterfield Township
Unified School District	Evergreen Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (-5.09%)	$118,720 (-) Land $19,460 Building $99,260	$339,200 (-) Land $55,600 Building $283,600
2024	$4,028.00 (-5.16%)	$118,720 (-) Land $19,460 Building $99,260	$339,200 (-) Land $55,600 Building $283,600
2023	$4,247.00 (-6.16%) Homeowner's exemption	$118,720 (+15.8%) Land $19,460 Building $99,260	$339,200 (+15.81%) Land $55,600 Building $283,600
2022	$4,526.00 Homeowner's exemption	$102,520 Land $16,210 Building $86,310
2020			$292,900 Land $46,300 Building $246,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MetaLINK Technologies Fixed Wireless	200 / 50
bright.net Fixed Wireless	25 / 5
Rural Reach Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3
Windstream DSL	10 / 1

May also be available: Midwest Energy & Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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